Estate planning at Mountain Heritage FCU
How to protect 9 Mountain Heritage FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Mountain Heritage FCU's Member Services (no separate estate department)
Member Services (Parkersburg main office)
Phone(304) 424-7256
Toll-Free(800) 344-5262
Fax(304) 428-2127
Mailing Address
1822 Seventh Street, Parkersburg, WV 26101
Martinsburg branch
Beckley branch
Lost or stolen credit card
Lost or stolen debit card
WebsiteLearn more→
Member Services (no separate estate department)
Phone(304) 424-7256
Toll-Free(800) 344-5262
Fax(304) 428-2127
Mailing Address
1822 Seventh Street, Parkersburg, WV 26101
WebsiteLearn more→
Member Services, Parkersburg main office (no dedicated claims department)
Phone(304) 424-7256
Toll-Free(800) 344-5262
Fax(304) 428-2127
Mailing Address
1822 Seventh Street, Parkersburg, WV 26101
Verified Jul 2026
Mountain Heritage FCU is a credit union offering 9 accounts that interact with estate planning in different ways. As a membership-based credit union, Mountain Heritage FCU west Virginia only. Four branches, per mhfcu.net/contact-us: Parkersburg (main office, 1822 Seventh Street, Parkersburg, WV 26101 — (304) 424-7256, toll-free (800) 344-5262, fax (304) 428-2127); Martinsburg (321 Aikens Center, Martinsburg, WV 25404 — (304) 264-7175, fax (304) 264-7879); Beckley (110 North Heber Street, Beckley, WV 25801 — (304) 254-8260); and Kearneysville (132 Murrall Drive, Kearneysville, WV 25430 — open Monday and Friday only, 11:00am-4:30pm, with no branch phone published). The credit union does not publish its field of membership online; eligibility is confirmed through its membership application or by calling the Parkersburg office. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Beneficiary changes at Mountain Heritage FCU can be made in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Mountain Heritage FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 9 account types at Mountain Heritage FCU.
View details →When someone dies
Death claim process
Contact Mountain Heritage FCU's Member Services (no separate estate department) to file a claim. 4-step process, 7 required documents, and contact information for survivors.
View details →Mountain Heritage FCU's Member Services (no separate estate department) can answer questions about beneficiaries, trusts, or death claims at (800) 344-5262.
Mountain Heritage FCU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Sources
Data sourced from Mountain Heritage FCU primary sources (11 pages reviewed). How we research.
Member Services (Parkersburg main office)
Phone(304) 424-7256
Toll-Free(800) 344-5262
Fax(304) 428-2127
Mailing Address
1822 Seventh Street, Parkersburg, WV 26101
Martinsburg branch
Beckley branch
Lost or stolen credit card
Lost or stolen debit card
WebsiteLearn more→
Member Services (no separate estate department)
Phone(304) 424-7256
Toll-Free(800) 344-5262
Fax(304) 428-2127
Mailing Address
1822 Seventh Street, Parkersburg, WV 26101
WebsiteLearn more→
Member Services, Parkersburg main office (no dedicated claims department)
Phone(304) 424-7256
Toll-Free(800) 344-5262
Fax(304) 428-2127
Mailing Address
1822 Seventh Street, Parkersburg, WV 26101
Verified Jul 2026
Estate planning articles
Learn how to protect your Mountain Heritage FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
