Estate planning at Jeanne D'Arc CU
How to protect 15 Jeanne D'Arc CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Contact Center
Phone978-452-5001
Toll-Free1-877-604-5328
Mailing Address
P.O. Box 1238, Lowell, MA 01853
WebsiteLearn more →
Member Contact Center
Phone978-452-5001
Toll-Free1-877-604-5328
Mailing Address
P.O. Box 1238, Lowell, MA 01853
WebsiteLearn more →
Member Contact Center (Death Claims)
Phone978-452-5001
Toll-Free1-877-604-5328
Mailing Address
Jeanne D'Arc Credit Union, P.O. Box 1238, Lowell, MA 01853
Verified Mar 2026
Jeanne D'Arc CU is a credit union offering 15 accounts that interact with estate planning in different ways. As a membership-based credit union, Jeanne D'Arc CU membership open to anyone who lives, works, or attends school in Middlesex or Essex counties (Massachusetts); the Massachusetts cities/towns of Fitchburg, Leominster, Harvard, Lunenburg, or Lancaster; or Hillsborough or Rockingham counties (New Hampshire). $5 minimum deposit to open membership. Real estate mortgages available on properties within a 100-mile radius of Lowell or anywhere in Massachusetts. Eight branches: Lowell (headquarters), Dracut, Chelmsford, Tyngsboro, Methuen, Westford (MA), and Nashua (NH). Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Jeanne D'Arc CU handles beneficiary designations in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Jeanne D'Arc CU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 15 account types at Jeanne D'Arc CU.
View details →When someone dies
Death claim process
3-step process, 5 required documents, and contact information for survivors.
View details →Jeanne D'Arc CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Visit any Jeanne D'Arc Credit Union branch with your trust document (or Certificate of Trust), government-issued photo ID for all trustees, and the trust EIN or SSN. You will need to complete new account paperwork in the trust name. Existing accounts may need to be closed and reopened under the trust title. IRA accounts cannot be retitled to a trust but can name a trust as beneficiary. Contact 978-452-5001 for specific requirements.
IRA accounts cannot be retitled to a trust. However, you may be able to name a trust as the beneficiary of your IRA. Consult a tax advisor before doing so, as naming a trust as IRA beneficiary can have significant tax implications for distribution timelines and required minimum distributions. Contact Jeanne D'Arc Credit Union at 978-452-5001 for specific procedures.
Membership is open to anyone who lives, works, or attends school in Middlesex or Essex counties in Massachusetts; the Massachusetts cities/towns of Fitchburg, Leominster, Harvard, Lunenburg, or Lancaster; or Hillsborough or Rockingham counties in New Hampshire. A $5 minimum deposit opens your membership account and stays in the account until it is closed.
Jeanne D'Arc offers four checking accounts: Fee Free Checking (no minimum balance, no monthly fee), Premier Checking (earns 0.05% APY, $1,000 minimum to avoid $10 monthly fee), Senior Premier Checking (for members 65+, earns 0.05% APY, no minimum balance or fees), and StartStrong Checking (for ages 13-18, no fees). All accounts include a Visa debit card, mobile check deposit, and online/mobile banking.
Savings accounts include Statement Savings and Senior Statement Savings (8.00% APY on first $500), WinStrong Savings (prize-linked), StartStrong Savings (ages 13-18), StartStrong Goal Account (1.00% APY), and M3 Money Club Savings (ages 12 and under). CDs are available in terms from 6 to 60 months with a $250 minimum deposit, rates up to 3.625% APY on promotional terms. All accounts are NCUA insured.
Member Contact Center
Phone978-452-5001
Toll-Free1-877-604-5328
Mailing Address
P.O. Box 1238, Lowell, MA 01853
WebsiteLearn more →
Member Contact Center
Phone978-452-5001
Toll-Free1-877-604-5328
Mailing Address
P.O. Box 1238, Lowell, MA 01853
WebsiteLearn more →
Member Contact Center (Death Claims)
Phone978-452-5001
Toll-Free1-877-604-5328
Mailing Address
Jeanne D'Arc Credit Union, P.O. Box 1238, Lowell, MA 01853
Verified Mar 2026
Estate planning resources for Jeanne D'Arc CU customers
Tools and documents to help protect your Jeanne D'Arc CU accounts.
Do I Need a Revocable Trust?
Answer questions about your estate size, real estate ownership, marital status, and family situation to see how a revocable trust compares to a will alone. Includes estimated probate costs for your state.
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Are My Beneficiary Designations Protected?
See how your state handles beneficiary designations after divorce, inherited IRA creditor protection, and spousal consent requirements for retirement accounts.
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What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
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