Estate planning at Jeanne D'Arc CU
How to protect 16 Jeanne D'Arc CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Contact Center
Phone978-452-5001
Toll-Free1-877-604-5328
Mailing Address
P.O. Box 1238, Lowell, MA 01853
WebsiteLearn more→
Member Contact Center
Phone978-452-5001
Toll-Free1-877-604-5328
Mailing Address
P.O. Box 1238, Lowell, MA 01853
WebsiteLearn more→
Member Contact Center (Death Claims)
Phone978-452-5001
Toll-Free1-877-604-5328
Mailing Address
Jeanne D'Arc Credit Union, P.O. Box 1238, Lowell, MA 01853
Verified Apr 2026
Jeanne D'Arc CU offers 16 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Jeanne D'Arc CU membership open to anyone who lives, works, or attends school in Middlesex or Essex counties (Massachusetts); the Massachusetts cities/towns of Fitchburg, Leominster, Harvard, Lunenburg, or Lancaster; or Hillsborough or Rockingham counties (New Hampshire). $5 minimum deposit to open membership. Real estate mortgages available on properties within a 100-mile radius of Lowell or anywhere in Massachusetts. Nine branches: Lowell (581 Merrimack St headquarters and 1 Tremont Place), Dracut (Bridge St and Lakeview Ave), Chelmsford, Tyngsboro, Methuen, Westford (MA), and Nashua (NH). Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Account holders can update their beneficiary designations at Jeanne D'Arc CU in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Jeanne D'Arc CU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 16 account types at Jeanne D'Arc CU.
View details →When someone dies
Death claim process
3-step process, 5 required documents, and contact information for survivors.
View details →Jeanne D'Arc CU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
Yes. Visit any Jeanne D'Arc Credit Union branch with your trust document (or Certificate of Trust), government-issued photo ID for all trustees, and the trust EIN or SSN. You will need to complete new account paperwork in the trust name. Existing accounts may need to be closed and reopened under the trust title. IRA accounts cannot be retitled to a trust but can name a trust as beneficiary. Contact 978-452-5001 for specific requirements.
Yes. IRA accounts at Jeanne D'Arc Credit Union cannot be retitled into a trust, but a trust can be named as the IRA beneficiary. Because naming a trust as an IRA beneficiary has significant income-tax consequences — inherited IRA funds distributed to a trust are generally taxed at compressed trust tax rates — consult a qualified estate planning attorney before designating a trust as an IRA beneficiary. Contact the Member Contact Center at 978-452-5001 to update IRA beneficiary designations.
Sources
Data sourced from Jeanne D'Arc CU primary sources (16 pages reviewed). How we research.
Member Contact Center
Phone978-452-5001
Toll-Free1-877-604-5328
Mailing Address
P.O. Box 1238, Lowell, MA 01853
WebsiteLearn more→
Member Contact Center
Phone978-452-5001
Toll-Free1-877-604-5328
Mailing Address
P.O. Box 1238, Lowell, MA 01853
WebsiteLearn more→
Member Contact Center (Death Claims)
Phone978-452-5001
Toll-Free1-877-604-5328
Mailing Address
Jeanne D'Arc Credit Union, P.O. Box 1238, Lowell, MA 01853
Verified Apr 2026
Estate planning articles
Learn how to protect your Jeanne D'Arc CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
