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SimplyTrust is not a law firm and does not provide legal advice, legal counsel, or attorney review. Information on this platform is for general informational purposes only. Use of SimplyTrust does not create an attorney-client relationship. You are solely responsible for all documents you create. For advice tailored to your circumstances, consult a licensed attorney in your state.

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Home→Tools→Lifetime Cost Calculator

What Does Estate Planning Cost?

Compare costs across providers. See how life events like marriage, divorce, and having children affect your total cost.

Frequently Asked Questions

Services like Trust & Will structure their plans as separate products. An "individual" plan is a different SKU than a "couples" plan. When you get married (individual to couple) or divorced (couple to individual), their system requires you to purchase a new plan rather than convert your existing one. This rebuy model generates recurring revenue but increases your lifetime costs.

Major events that typically require updates include: getting married (add spouse as beneficiary/co-trustee), having a baby (add beneficiary, designate guardian), getting divorced (remove ex-spouse, restructure trust), remarrying (add new spouse), moving to a new state (review state-specific requirements), buying property (add to trust), and receiving an inheritance (update beneficiary allocations).

SimplyTrust uses a Nevada revocable trust structure that is recognized in all 50 states, eliminating the need for state-specific document versions. The subscription model spreads costs over time while including most amendments.

Attorney costs in this calculator include initial trust creation (based on state-specific hourly rates from the Clio Legal Trends Report) and amendment fees for life events. Simple amendments like adding a beneficiary have lower fees, while major changes like restructuring for divorce can be significantly more expensive or require a full trust restatement.

Costs are based on published pricing from each provider and state-specific attorney rates from the Clio Legal Trends Report. Actual costs may vary based on individual circumstances, complexity of your estate, and specific attorney billing practices.

Even without life events, SimplyTrust remains cost-competitive due to our low upfront fee and affordable subscription. The calculator lets you uncheck all life events to compare base costs across providers.

What Does Estate Planning Really Cost?

Estate planning costs extend far beyond the initial purchase price. Most families experience major life events that require updating their plan: marriage, divorce, having children, buying property, or moving to a new state.

Online services like Trust & Will and LegalZoom have different pricing models. Both charge upfront fees plus ongoing access fees, but major life events like marriage or divorce often require purchasing an entirely new plan.

Traditional attorneys charge state-specific rates that vary significantly. Initial trust creation and each amendment carry separate fees that add up over time.

SimplyTrust offers an affordable subscription with a small upfront fee to digitally notarize. Minor updates are included, and major life events cost a fraction of what competitors charge.

Is this your situation?

Get a complete guide for your specific circumstances.

New Baby or Adoption

New Baby or Adoption

Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.

Learn more
Marriage

Marriage

Starting a life together means planning for it. Beneficiary updates, asset titling, powers of attorney, and what blended families need to know.

Learn more