How to name beneficiaries and fund a trust at Jackson
Covers 19 insurance accounts — beneficiaries can be managed online
Service Center
Phone1-800-644-4565
General Information
Automated Values, Contract Information, and Account Security
Service Center for Financial Professionals
Jackson National Life of New York
Claims Department
Phone1-800-644-4565
Fax1-800-701-0125
Mailing Address
Jackson, P.O. Box 24068, Lansing, MI 48909-4068
WebsiteLearn more→
Claims Department
Phone1-800-644-4565
Fax1-800-701-0125
Mailing Address
Jackson, P.O. Box 24068, Lansing, MI 48909-4068
General Information
WebsiteNotify online→
Verified May 2026
For Jackson policyholders, estate planning comes down to one critical step: making sure the right beneficiaries are named on every policy. Insurance proceeds bypass probate entirely and go directly to whoever is listed—regardless of what a will says. When estate tax planning or controlled distributions are a factor, a trust can be named as beneficiary instead.
With 19 product types, Jackson offers a range of transfer options. Some policies support beneficiary designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Perspective IIPerspective Advisory IIRetirement LatitudesJackson AdvantageJackson Retirement Investment AnnuityElite Access IIElite Access Advisory IIJackson Market Link Pro IIIJackson Market Link Pro Advisory IIIMarketProtectorMarketProtector AdvisoryMarketProtector IIIMarketProtector Advisory IIIJackson Income Assurance 7Jackson Income Assurance Advisory 7Jackson Income Assurance 10Jackson Income Assurance Advisory 10Jackson RateProtectorImmediate Annuity
1
Log in to your account at jackson.com
2
Navigate to your profile and select beneficiary management
3
Update beneficiary designations:
- Update primary and contingent beneficiary designations
- For trusts: provide trust name, trust EIN, and trustee name
4
Submit the changes through the online portal
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts can be named as beneficiaries
- Owner-driven annuities: owner's death triggers claim (not annuitant)
- Base death benefit pays greater of: contract value or total premiums minus withdrawals
- Primary and contingent beneficiaries allowed
- New York residents must use NY-specific form versions (N3041, N5335)
Service Center
Phone1-800-644-4565
General Information
Automated Values, Contract Information, and Account Security
Service Center for Financial Professionals
Jackson National Life of New York
Claims Department
Phone1-800-644-4565
Fax1-800-701-0125
Mailing Address
Jackson, P.O. Box 24068, Lansing, MI 48909-4068
WebsiteLearn more→
Claims Department
Phone1-800-644-4565
Fax1-800-701-0125
Mailing Address
Jackson, P.O. Box 24068, Lansing, MI 48909-4068
General Information
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your Jackson accounts and other assets with trusts, beneficiary designations, and estate planning documents.
