Estate planning at Great Plains FCU
How to protect 21 Great Plains FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Services
Phone1-417-626-8500
Toll-Free1-800-388-1318
Fax1-417-626-8114
Mailing Address
Great Plains FCU, P.O. Box 463, Joplin, MO 64802
WebsiteLearn more→
Member Services
Phone1-417-626-8500
Toll-Free1-800-388-1318
Fax1-417-626-8114
Mailing Address
Great Plains FCU, P.O. Box 463, Joplin, MO 64802
WebsiteLearn more→
Member Services (Death Claims)
Phone1-417-626-8500
Toll-Free1-800-388-1318
Fax1-417-626-8114
Mailing Address
Great Plains FCU, P.O. Box 463, Joplin, MO 64802
Verified Apr 2026
How your Great Plains FCU accounts transfer at death depends on how each one is set up. As a membership-based credit union, Great Plains FCU headquartered at 2306 S. Range Line Rd., Joplin, MO 64804. Originally chartered in Pittsburg, Kansas in 1950; headquarters moved to Joplin, Missouri in 1996. Membership open to individuals who reside, are employed, worship, or attend school in cities or counties where branches are located. Also open to employees of Select Employer Groups (SEGs) and immediate family members (spouse, parent, grandparent, child, grandchild, or sibling, including step and adoptive relationships) of current members. Branches in Kansas and Missouri. With 21 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Beneficiary changes at Great Plains FCU can be made in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Great Plains FCU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 21 account types at Great Plains FCU.
View details →When someone dies
Death claim process
4-step process, 5 required documents, and contact information for survivors.
View details →Great Plains FCU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
Membership is open to individuals who reside, are employed, worship, or attend school in cities or counties where Great Plains FCU branches are located in Kansas and Missouri. Employees of Select Employer Groups (SEGs) are also eligible. Immediate family members of current members can join, including spouse, parent, grandparent, child, grandchild, or sibling (including step and adoptive relationships). Call (800) 388-1318 to verify eligibility.
Great Plains FCU offers certificates of deposit with terms of 91 days, 6 months, 1 year, 2 years, 3 years, 4 years, and 5 years. The minimum deposit is $500 for all terms, with higher rates available at the $10,000 tier for 91-day, 6-month, and 1-year terms. IRA certificates are available in 6-month, 1-year, 2-year, and 3-year terms with a $500 minimum. Early withdrawal penalties apply.
Yes. Great Plains FCU has given back nearly $11 million to members over the last 17 years through interest rebates and bonus dividends. As a member-owned credit union, earnings are returned to members rather than distributed to shareholders. The specific amounts and timing of rebates vary by year and are announced at annual meetings and in member newsletters.
Yes. Great Plains FCU accepts trust-titled accounts for checking, savings, money market, and certificate products. Bring your trust document or Certificate of Trust and government-issued photo ID for all trustees to any branch. At least one trustee must meet GPFCU membership eligibility requirements. IRA accounts cannot be retitled to a trust but can name a trust as beneficiary.
Great Plains FCU has two branches in Missouri (Joplin home office and Carthage) and eight branches in Kansas (Abilene, Columbus, Hillsboro, Independence, McPherson, Montezuma, Salina, and Wichita). The home office at 2306 S. Range Line Rd. in Joplin is open Mon-Fri 8:00 AM to 5:00 PM CST. Branch hours vary by location; visit greatplainsfcu.com/about-us/gpfcu-branch-locations for details.
Great Plains FCU offers three checking accounts: the Economy Share Draft Account (no minimum balance, no dividends), the Regular Share Draft Account (earns dividends on balances of $500 or more, monthly fee if balance drops below $500), and the Money Market Share Draft Account (earns dividends on balances of $2,500 or more at a higher rate). All accounts include debit card access and unlimited transactions.
Yes. All Great Plains FCU deposit accounts are insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor. IRA accounts are insured separately up to $250,000. Joint accounts receive coverage per co-owner. POD beneficiary designations may provide additional NCUA insurance coverage depending on the number of qualifying beneficiaries.
Sources
Data sourced from Great Plains FCU primary sources (15 pages reviewed). How we research.
Member Services
Phone1-417-626-8500
Toll-Free1-800-388-1318
Fax1-417-626-8114
Mailing Address
Great Plains FCU, P.O. Box 463, Joplin, MO 64802
WebsiteLearn more→
Member Services
Phone1-417-626-8500
Toll-Free1-800-388-1318
Fax1-417-626-8114
Mailing Address
Great Plains FCU, P.O. Box 463, Joplin, MO 64802
WebsiteLearn more→
Member Services (Death Claims)
Phone1-417-626-8500
Toll-Free1-800-388-1318
Fax1-417-626-8114
Mailing Address
Great Plains FCU, P.O. Box 463, Joplin, MO 64802
Verified Apr 2026
Estate planning articles
Learn how to protect your Great Plains FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
