How to name beneficiaries and fund a trust at Global Atlantic
Covers 14 insurance accounts — beneficiaries can be managed online
Customer Service
Phone1-877-462-8992
Annuity Service Center
Preneed & Final Expense
Financial Professionals (833-ASK-GA4U)
Commonwealth Annuity accounts
WebsiteLearn more→
Preneed & Estate Services
Phone1-800-331-8853
Emailask.us@gafg.com
Fax1-888-425-2463
WebsiteLearn more→
Life Insurance Claims
Phone1-800-331-8853
Toll-Free1-800-331-8853
Emailask.us@gafg.com
Fax1-888-425-2463
Mailing Address
Forethought Life Insurance Company, 123 Town Square Place, PMB711, Jersey City, NJ 07310
Annuity Death Benefit Claims
Commonwealth Annuity Claims
Preneed Claims Fax
WebsiteNotify online→
Verified May 2026
Estate planning with Global Atlantic policies centers on beneficiary designations—the single most important step for ensuring life insurance proceeds and annuity benefits reach the intended recipients without probate involvement. Unlike bank or brokerage accounts, insurance products are not retitled into trusts; instead, trusts are named as beneficiaries when estate tax planning or controlled distributions are needed.
With 14 product types, Global Atlantic offers a range of transfer options. Some policies support beneficiary designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Global Accumulator Indexed Universal LifeLifetime Builder ELITE Indexed Universal LifeLifetime Foundation ELITE Indexed Universal LifeForeAccumulation II Fixed Index AnnuityForeIncome II Fixed Index AnnuityIncome 150+ SE Fixed Index AnnuityForeCare Fixed AnnuitySecureFore Fixed AnnuitySecureFore II Fixed AnnuityForeStructured Growth Registered Index-Linked AnnuityForeStructured Growth II Registered Index-Linked AnnuityForeCertain Income AnnuityForeInvestors Choice Variable AnnuityGlobal Atlantic Preneed Life Insurance
1
Log in to the Global Atlantic Life Customer Portal at mygalife.globalatlantic.com
2
Download the appropriate beneficiary change form:
- For life insurance policies: download the Beneficiary Change Request form (Form 13977) from globalatlantic.com/life-insurance/resources-and-forms
- For survivorship life insurance products: use Form 18185 (Change of Beneficiary for Indexed Survivorship UL Rider)
- If additional beneficiary space is needed: use Form 17963 (Additional Beneficiaries Designation Supplement)
- For annuity contracts: download the Change of Beneficiary form (Form FA5014) from the annuity forms library at professionals.globalatlantic.com/resources/forms
3
Complete the form with beneficiary details:
- Provide primary and contingent beneficiary information including full legal names, dates of birth, relationships, Social Security numbers, and percentage allocations
- For trusts: provide the full trust name, date established, trustee name(s), and EIN; submit a copy of the trust document for the company's file
4
Sign and date the form
5
Mail the completed form to: Forethought Life Insurance Company, 123 Town Square Place, PMB711, Jersey City, NJ 07310; or fax to 888-425-2463 (life insurance) or 785-286-6104 (annuities)
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts can be named as beneficiaries on life insurance and annuity products
- A copy of the trust document must be submitted for the company's file when naming a trust as beneficiary
- If a corporate entity is the beneficiary, a recent Corporate Resolution must be submitted unless already on file
- Primary and contingent beneficiary percentage allocations must each total 100%
- Additional beneficiary forms are available if more space is needed (Form 17963 Additional Beneficiaries Designation Supplement; Form 18185 for survivorship UL rider products)
- Beneficiary designations override instructions in a will
- Spousal consent may be required in community property states
Customer Service
Phone1-877-462-8992
Annuity Service Center
Preneed & Final Expense
Financial Professionals (833-ASK-GA4U)
Commonwealth Annuity accounts
WebsiteLearn more→
Preneed & Estate Services
Phone1-800-331-8853
Emailask.us@gafg.com
Fax1-888-425-2463
WebsiteLearn more→
Life Insurance Claims
Phone1-800-331-8853
Toll-Free1-800-331-8853
Emailask.us@gafg.com
Fax1-888-425-2463
Mailing Address
Forethought Life Insurance Company, 123 Town Square Place, PMB711, Jersey City, NJ 07310
Annuity Death Benefit Claims
Commonwealth Annuity Claims
Preneed Claims Fax
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your Global Atlantic accounts and other assets with trusts, beneficiary designations, and estate planning documents.
