Estate planning at Global Atlantic
How to protect 14 Global Atlantic accounts — manage beneficiaries online, fund a trust by mail, and file claims through Global Atlantic's Preneed & Estate Services
Customer Service
Phone1-877-462-8992
Annuity Service Center
Preneed & Final Expense
Financial Professionals (833-ASK-GA4U)
Commonwealth Annuity accounts
WebsiteLearn more→
Life Insurance Claims
Phone1-800-331-8853
Toll-Free1-800-331-8853
Emailask.us@gafg.com
Fax1-888-425-2463
Mailing Address
Forethought Life Insurance Company, 123 Town Square Place, PMB711, Jersey City, NJ 07310
Annuity Death Benefit Claims
Commonwealth Annuity Claims
Preneed Claims Fax
WebsiteNotify online→
Verified May 2026
With 14 products relevant to estate planning, Global Atlantic policyholders need to understand how beneficiary designations control where proceeds go. These designations override a will, so the names on file with Global Atlantic are what determine who receives the death benefit.
Managing beneficiaries at Global Atlantic is straightforward—changes can be made online, by mail, and by phone, typically taking 15-20 minutes to complete the form; processing upon receipt in good order. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
Global Atlantic provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust by mail, and review 14 account types at Global Atlantic.
View details →When someone dies
Death claim process
Contact Global Atlantic's Preneed & Estate Services to file a claim. 7-step process, 7 required documents, and contact information for survivors.
View details →Reach Global Atlantic's Preneed & Estate Services at 1-800-331-8853 for help with any of these procedures. Email inquiries can be sent to ask.us@gafg.com.
Frequently asked questions
A non-qualified annuity owned by a trust generally loses tax deferral under IRC Section 72(u) -- earnings are taxed currently to the trust unless the trust is acting as the agent of a natural person. The IRS has applied this exception to grantor trusts (including most revocable living trusts) where all beneficiaries are individuals, but treatment is fact-specific. To request a trust ownership change on a Global Atlantic annuity contract, call the Annuity Service Center at 866-645-2449. Submit the trust name, date established, trustee name(s), EIN, and a copy of the trust document. Confirm tax treatment with a tax advisor before retitling -- many planners instead name the trust as beneficiary rather than owner to preserve deferral.
Sources
- globalatlantic.com
- professionals.globalatlantic.com
- mygalife.globalatlantic.com
- preneed.globalatlantic.com
Data sourced from Global Atlantic primary sources (20 pages reviewed). How we research.
Customer Service
Phone1-877-462-8992
Annuity Service Center
Preneed & Final Expense
Financial Professionals (833-ASK-GA4U)
Commonwealth Annuity accounts
WebsiteLearn more→
Life Insurance Claims
Phone1-800-331-8853
Toll-Free1-800-331-8853
Emailask.us@gafg.com
Fax1-888-425-2463
Mailing Address
Forethought Life Insurance Company, 123 Town Square Place, PMB711, Jersey City, NJ 07310
Annuity Death Benefit Claims
Commonwealth Annuity Claims
Preneed Claims Fax
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your Global Atlantic accounts and other assets with trusts, beneficiary designations, and estate planning documents.
