How to name beneficiaries and fund a trust at Fulton Bank
Covers 12 deposit, 5 retirement, and 2 lending accounts — beneficiaries can be managed online
Phone1-800-385-8664
Mailing Address
Fulton Bank, N.A., P.O. Box 94, East Petersburg, PA 17520
WebsiteLearn more→
Fulton Private Bank Trust and Estate Services
Phone1-800-385-8664
Mailing Address
Fulton Financial Advisors, One Penn Square, P.O. Box 4887, Lancaster, PA 17602
Personal Investment Planning
Fulton Financial Advisors
Fulton Financial Advisors (Transfer Agent)
WebsiteLearn more→
Fulton Private Bank Trust and Estate Services / Estate Settlement Officers
Phone1-800-385-8664
Toll-Free1-800-385-8664
Mailing Address
Fulton Bank, N.A., Attn: Estate Services, P.O. Box 94, East Petersburg, PA 17520
WebsiteNotify online→
Verified Jul 2026
There are two ways to keep your Fulton Bank accounts out of probate: adding beneficiary designations and retitling eligible accounts into a revocable living trust. Which approach works best depends on the account type and your overall estate plan.
Fulton Bank has 19 product types, and the estate transfer rules differ across them. Some support Payable on Death (POD) designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
Xpress AccountSimply CheckingInterest CheckingRelationship BankingPremier Relationship BankingStatement SavingsPlatinum Money MarketPromotional Money Market AccountCertificate of Deposit9-Month No Penalty CD12-Month Variable Rate CDPromotional CD
1
Log in to Fulton Bank Online Banking at fultonbank.com
2
Navigate to account settings or contact customer service through secure messaging
3
Request POD beneficiary designation and provide beneficiary details:
- Full legal name and relationship to account holder
- Date of birth and Social Security number
4
Confirm beneficiary details and submit
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Naming a trust as beneficiary may require visiting a financial center or calling customer service
- IRA beneficiary designations may require completing a specific IRA beneficiary form
- Spousal consent may be required in certain states for IRA beneficiary changes
Sources
Data sourced from Fulton Bank primary sources (14 pages reviewed). How we research.
Download these Fulton Bank instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Fulton Bank primary sources. Bring it to the branch or keep it beside the phone.
Phone1-800-385-8664
Mailing Address
Fulton Bank, N.A., P.O. Box 94, East Petersburg, PA 17520
WebsiteLearn more→
Fulton Private Bank Trust and Estate Services
Phone1-800-385-8664
Mailing Address
Fulton Financial Advisors, One Penn Square, P.O. Box 4887, Lancaster, PA 17602
Personal Investment Planning
Fulton Financial Advisors
Fulton Financial Advisors (Transfer Agent)
WebsiteLearn more→
Fulton Private Bank Trust and Estate Services / Estate Settlement Officers
Phone1-800-385-8664
Toll-Free1-800-385-8664
Mailing Address
Fulton Bank, N.A., Attn: Estate Services, P.O. Box 94, East Petersburg, PA 17520
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Fulton Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
