Estate planning at Fulton Bank
How to protect 19 Fulton Bank accounts — manage beneficiaries online, fund a trust in-branch, and file claims through Fulton Bank's Fulton Private Bank Trust and Estate Services
Phone1-800-385-8664
Mailing Address
Fulton Bank, N.A., P.O. Box 94, East Petersburg, PA 17520
WebsiteLearn more→
Fulton Private Bank Trust and Estate Services
Phone1-800-385-8664
Mailing Address
Fulton Financial Advisors, One Penn Square, P.O. Box 4887, Lancaster, PA 17602
Personal Investment Planning
Fulton Financial Advisors
Fulton Financial Advisors (Transfer Agent)
WebsiteLearn more→
Death Claims
Phone1-800-385-8664
Toll-Free1-800-385-8664
Mailing Address
Fulton Bank, N.A., P.O. Box 94, East Petersburg, PA 17520
Verified Apr 2026
Fulton Bank offers 19 consumer accounts that interact with estate planning in distinct ways. Of those, 17 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at Fulton Bank can be managed online, in branch, and by phone, typically taking 10-20 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Fulton Bank: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust in-branch, and review 19 account types at Fulton Bank.
View details →When someone dies
Death claim process
Contact Fulton Bank's Fulton Private Bank Trust and Estate Services to file a claim. 4-step process, 9 required documents, and contact information for survivors.
View details →Reach Fulton Bank's Fulton Private Bank Trust and Estate Services at 1-800-385-8664 for help with any of these procedures.
Because Fulton Bank serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Yes. Fulton Private Bank's Trust and Estate Services team includes estate planning attorneys, tax attorneys, and wealth advisory professionals. Estate Settlement Officers guide families through every step of the settlement process. Contact Fulton Private Bank for specialized estate settlement assistance.
Yes. Fulton Bank deposit accounts are FDIC insured (FDIC Certificate ID 7551). POD beneficiaries and trust beneficiaries each receive separate FDIC insurance coverage of up to $250,000 per qualifying beneficiary, per depositor, per ownership category. This can significantly increase total FDIC coverage for accounts with multiple beneficiaries.
Yes. Fulton Bank checking, savings, money market, and CD accounts can be retitled to a revocable or irrevocable trust. Visit a Fulton Bank financial center with your Certification of Trust or complete trust agreement and government-issued ID for all trustees. Existing deposit accounts can be retitled to trust ownership. IRA accounts cannot be retitled to a trust, but a trust can be named as beneficiary.
Yes. A trust can be named as the beneficiary of a Fulton Bank IRA, including Traditional IRA, Roth IRA, Spousal IRA, IRA CD, and IRA Money Market accounts. You will need to provide the trust name, date of the trust, and Tax ID (EIN). Naming a trust as IRA beneficiary may require visiting a financial center or calling customer service at 1-800-385-8664.
Fulton Bank offers Traditional IRAs, Roth IRAs, Spousal IRAs, IRA CDs, and IRA Money Market Accounts. There is no fee to open an IRA. IRA CDs have a $1,000 minimum deposit and auto-renew at maturity. IRA Money Market accounts have a $10 minimum opening balance. All Fulton Bank IRA savings accounts are FDIC insured up to $250,000. Primary and contingent beneficiary designations are available on all IRA accounts.
Fulton Bank Relationship Banking and Premier Relationship Banking checking accounts offer a preferred pricing rate bonus on CDs, money market accounts, and IRAs. Relationship Banking requires a $25,000 combined deposit and investment balance. Premier Relationship Banking requires a $250,000 combined balance and also includes a 50% safe deposit box discount.
Contact Fulton Private Bank Trust and Estate Services at 1-800-385-8664. Estate Settlement Officers guide families through every step of the settlement process. Fulton Financial Advisors can be reached at 1-866-332-8393, and Personal Investment Planning at 1-866-568-7739. You can also visit the Fulton Private Bank contact page at https://www.fultonbank.com/Investments/Fulton-Private-Bank/Contact to request a callback.
Sources
Data sourced from Fulton Bank primary sources (24 pages reviewed). How we research.
Phone1-800-385-8664
Mailing Address
Fulton Bank, N.A., P.O. Box 94, East Petersburg, PA 17520
WebsiteLearn more→
Fulton Private Bank Trust and Estate Services
Phone1-800-385-8664
Mailing Address
Fulton Financial Advisors, One Penn Square, P.O. Box 4887, Lancaster, PA 17602
Personal Investment Planning
Fulton Financial Advisors
Fulton Financial Advisors (Transfer Agent)
WebsiteLearn more→
Death Claims
Phone1-800-385-8664
Toll-Free1-800-385-8664
Mailing Address
Fulton Bank, N.A., P.O. Box 94, East Petersburg, PA 17520
Verified Apr 2026
Estate planning articles
Learn how to protect your Fulton Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
