How to designate beneficiaries at FRS
Covers 4 state-pension accounts — beneficiaries can be managed online
MyFRS Financial Guidance Line
Florida Division of Retirement (Department of Management Services)
Florida Division of Retirement, P.O. Box 9000, Tallahassee, FL 32315-9000
MyFRS Financial Guidance Line / Division of Retirement (Survivor Benefits)
Florida Division of Retirement, P.O. Box 9000, Tallahassee, FL 32315-9000
Estate planning with FRS centers on two elections: the retirement option that sets a continuing survivor benefit, and the beneficiary designation for any lump-sum death benefit. Both are recorded with FRS and take precedence over a will, so reviewing them after major life changes is essential.
Each of FRS's 4 pension benefits has different rules for how it transfers at death. The sections below explain the options for each.
Sources
Data sourced from FRS primary sources (6 pages reviewed). How we research.
Download these FRS instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against FRS primary sources. Bring it to the branch or keep it beside the phone.
MyFRS Financial Guidance Line
Florida Division of Retirement (Department of Management Services)
Florida Division of Retirement, P.O. Box 9000, Tallahassee, FL 32315-9000
MyFRS Financial Guidance Line / Division of Retirement (Survivor Benefits)
Florida Division of Retirement, P.O. Box 9000, Tallahassee, FL 32315-9000
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