Estate planning and settlement at FRS
Name beneficiaries online and report a death at 1-866-446-9377
FRS provides pension benefits that pass to a named survivor or beneficiary at death, outside of probate. The benefit FRS pays depends on the option the member elected and the beneficiary on record, which is why families should confirm designations well before they are needed.
FRS lets account holders update beneficiary designations online, by phone, and by mail. Trust funding options vary by account type—check with FRS for specifics.
There are two sides to estate planning at FRS: setting things up while you're alive, and the process survivors follow after a death.
Beneficiaries and trust funding
How to manage beneficiaries online, and review 5 account types at FRS.
Preparing your estate →Death claim process
Report the death to FRS's Survivor Benefits at 1-866-446-9377. The page lists the steps and the documents to send.
When someone dies →Reach FRS's Florida Division of Retirement at 1-844-377-1888 for help with any of these procedures.
Because FRS serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
Data sourced from FRS primary sources (15 pages reviewed). How we research.
FRS customer support
MyFRS Financial Guidance Line
Phone
TRS relay
Option 3 - Division of Retirement (Pension Plan)
Option 4 - Alight Solutions (Investment Plan Administrator)
Hours
Website
Estate planning articles
Learn how to protect your FRS accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
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