How to name beneficiaries and fund a trust at Flagstar Bank
Covers 12 deposit, 3 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Flagstar Bank
Subsidiary of Self (publicly traded as FLG, formerly Flagstar Financial, Inc.)
flagstar.com→
Customer Service
Phone1-888-248-6423
Mailing Address
Flagstar Bank, 8950 Cypress Waters Blvd., Coppell, TX 75019
Customer Support (Debit Card, Online & Mobile)
Mortgage/Loan Servicing
Flagstar Private Bank Concierge
International/Outside US
WebsiteLearn more→
Customer Service
Phone1-888-248-6423
Mailing Address
Flagstar Bank, 8950 Cypress Waters Blvd., Coppell, TX 75019
Customer Support (Debit Card, Online & Mobile)
Mortgage/Loan Servicing
Flagstar Private Bank Concierge
International/Outside US
WebsiteLearn more→
Death Claims / Account Services
Phone1-888-248-6423
Toll-Free1-888-248-6423
Mailing Address
Flagstar Bank, Attn: Account Services, 8950 Cypress Waters Blvd., Coppell, TX 75019
Mortgage Deceased Customer Line
WebsiteNotify online→
Verified Jul 2026
There are two ways to keep your Flagstar Bank accounts out of probate: adding beneficiary designations and retitling eligible accounts into a revocable living trust. Which approach works best depends on the account type and your overall estate plan.
Across 17 product types, Flagstar Bank accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Flagstar Ready CheckingFlagstar Elite CheckingFlagstar One CheckingFlagstar Military CheckingFlagstar Student CheckingFlagstar Ready SavingsFlagstar Performance SavingsFlagstar Savings PlusFoundation Savings PlusFlagstar Kids SavingsFlagstar Money MarketCertificate of Deposit (CD)
1
Visit any Flagstar Bank branch with valid government-issued ID
2
Request a POD beneficiary designation form from a banker
3
Provide required information for each beneficiary:
- Full legal name
- Mailing address
- Date of birth
4
Sign the beneficiary designation form
5
Receive confirmation that beneficiaries have been added to your account
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary changes require a signed written order or request
- A separate form must be completed for each account
- Naming a beneficiary helps avoid probate for the designated account
- Named beneficiaries override instructions in your will
Sources
Data sourced from Flagstar Bank primary sources (35 pages reviewed). How we research.
Download these Flagstar Bank instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Flagstar Bank primary sources. Bring it to the branch or keep it beside the phone.
Flagstar Bank
Subsidiary of Self (publicly traded as FLG, formerly Flagstar Financial, Inc.)
flagstar.com→Customer Service
Phone1-888-248-6423
Mailing Address
Flagstar Bank, 8950 Cypress Waters Blvd., Coppell, TX 75019
Customer Support (Debit Card, Online & Mobile)
Mortgage/Loan Servicing
Flagstar Private Bank Concierge
International/Outside US
WebsiteLearn more→
Customer Service
Phone1-888-248-6423
Mailing Address
Flagstar Bank, 8950 Cypress Waters Blvd., Coppell, TX 75019
Customer Support (Debit Card, Online & Mobile)
Mortgage/Loan Servicing
Flagstar Private Bank Concierge
International/Outside US
WebsiteLearn more→
Death Claims / Account Services
Phone1-888-248-6423
Toll-Free1-888-248-6423
Mailing Address
Flagstar Bank, Attn: Account Services, 8950 Cypress Waters Blvd., Coppell, TX 75019
Mortgage Deceased Customer Line
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Flagstar Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
