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Home→Financial Institutions→Flagstar Bank→Preparing your estate

How to name beneficiaries and fund a trust at Flagstar Bank

Covers 12 deposit, 3 retirement, and 2 lending accounts — beneficiaries must be updated in-branch

OverviewPreparing your estateWhen someone dies

Flagstar Bank

Subsidiary of Self (publicly traded as FLG, formerly Flagstar Financial, Inc.)

flagstar.com→
Flagstar Bank logo

Customer Service

Phone1-888-248-6423
Mailing Address

Flagstar Bank, 8950 Cypress Waters Blvd., Coppell, TX 75019

Customer Support (Debit Card, Online & Mobile)
1-855-372-5626
Mortgage/Loan Servicing
1-800-968-7700
Flagstar Private Bank Concierge
1-866-744-5463
International/Outside US
+1-248-312-6500
WebsiteLearn more→

Customer Service

Phone1-888-248-6423
Mailing Address

Flagstar Bank, 8950 Cypress Waters Blvd., Coppell, TX 75019

Customer Support (Debit Card, Online & Mobile)
1-855-372-5626
Mortgage/Loan Servicing
1-800-968-7700
Flagstar Private Bank Concierge
1-866-744-5463
International/Outside US
+1-248-312-6500
WebsiteLearn more→

Death Claims / Account Services

Phone1-888-248-6423
Toll-Free1-888-248-6423
Mailing Address

Flagstar Bank, Attn: Account Services, 8950 Cypress Waters Blvd., Coppell, TX 75019

Mortgage Deceased Customer Line
1-833-755-2085
WebsiteNotify online→
Verified May 2026

There are two ways to keep your Flagstar Bank accounts out of probate: adding beneficiary designations and retitling eligible accounts into a revocable living trust. Which approach works best depends on the account type and your overall estate plan.

Across 17 product types, Flagstar Bank accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.

Flagstar Ready CheckingFlagstar Elite CheckingFlagstar One CheckingFlagstar Military CheckingFlagstar Student CheckingFlagstar Ready SavingsFlagstar Performance SavingsFlagstar Savings PlusFoundation Savings PlusFlagstar Kids SavingsFlagstar Money MarketCertificate of Deposit (CD)
1
Visit any Flagstar Bank branch with valid government-issued ID
2
Request a POD beneficiary designation form from a banker
3
Provide required information for each beneficiary:
  • Full legal name
  • Mailing address
  • Date of birth
4
Sign the beneficiary designation form
5
Receive confirmation that beneficiaries have been added to your account

Required Documents

  • Trust name, date established, and tax ID (EIN or SSN)

Special Requirements

  • Beneficiary changes require a signed written order or request
  • A separate form must be completed for each account
  • Naming a beneficiary helps avoid probate for the designated account
  • Named beneficiaries override instructions in your will

Flagstar Bank

Subsidiary of Self (publicly traded as FLG, formerly Flagstar Financial, Inc.)

flagstar.com→
Flagstar Bank logo

Customer Service

Phone1-888-248-6423
Mailing Address

Flagstar Bank, 8950 Cypress Waters Blvd., Coppell, TX 75019

Customer Support (Debit Card, Online & Mobile)
1-855-372-5626
Mortgage/Loan Servicing
1-800-968-7700
Flagstar Private Bank Concierge
1-866-744-5463
International/Outside US
+1-248-312-6500
WebsiteLearn more→

Customer Service

Phone1-888-248-6423
Mailing Address

Flagstar Bank, 8950 Cypress Waters Blvd., Coppell, TX 75019

Customer Support (Debit Card, Online & Mobile)
1-855-372-5626
Mortgage/Loan Servicing
1-800-968-7700
Flagstar Private Bank Concierge
1-866-744-5463
International/Outside US
+1-248-312-6500
WebsiteLearn more→

Death Claims / Account Services

Phone1-888-248-6423
Toll-Free1-888-248-6423
Mailing Address

Flagstar Bank, Attn: Account Services, 8950 Cypress Waters Blvd., Coppell, TX 75019

Mortgage Deceased Customer Line
1-833-755-2085
WebsiteNotify online→
Verified May 2026

Estate planning articles

Learn how to protect your Flagstar Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.

When you're ready, we're here.

A revocable living trust skips probate, stays private, and takes 15 minutes.

Get startedApp StoreGoogle Play

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Learn how to protect your Flagstar Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.

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