How to name beneficiaries and fund a trust at First Savings
Covers 13 deposit, 2 retirement, and 4 lending accounts — beneficiaries must be updated in-branch
Brand change
First Savings Bank merged into First Merchants Bank effective February 1, 2026. The First Savings brand is being phased out as system integration completes during Q2 2026. Effective February 2026.
First Savings is now part of First Merchants. The procedures below reflect First Savings's accounts during the transition. View the First Merchants estate planning page.
First Merchants Customer Service (legacy First Savings Customer First transition line still active)
Phone1-833-372-4968
Toll-Free1-800-205-3464
Mailing Address
First Merchants Bank, PO Box 549, Daleville, IN 47334 (general correspondence); legacy branch HQ: 702 North Shore Drive, Jeffersonville, IN 47130
WebsiteLearn more→
First Merchants Customer Service / Estate Servicing
Phone1-833-372-4968
Toll-Free1-800-205-3464
Mailing Address
First Merchants Bank, PO Box 549, Daleville, IN 47334 (general correspondence)
Verified Jul 2026
There are two ways to keep your First Savings accounts out of probate: adding beneficiary designations and retitling eligible accounts into a revocable living trust. Which approach works best depends on the account type and your overall estate plan.
Each of First Savings's 19 accounts has different rules for how it transfers at death. The sections below explain the options for each.
Impact CheckingKasasa Cash Back CheckingKasasa Eats CheckingSenior Advantage CheckingEveryday CheckingMilitary CheckingReset CheckingStatement SavingsFirst Step SavingsImpact SavingsPersonal Money MarketCertificate of DepositHealth Savings Account (HSA)
1
Visit any legacy First Savings Bank branch (16 southern Indiana locations, now First Merchants) with valid government-issued photo ID
2
Request to add a POD (Payable on Death) beneficiary to your deposit account
3
Provide beneficiary details:
- Each beneficiary's full legal name and date of birth
- Percentage allocations if naming multiple beneficiaries
- For IRA accounts, complete separate beneficiary designation paperwork
4
Sign updated account documentation
5
Request a copy of the updated designation for your records
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary changes are typically handled in branch with signed documentation
- IRA beneficiary designations are handled separately from deposit account POD designations
- Joint account holders may need to agree on beneficiary designations
- Indiana does not require Medallion Signature Guarantee for POD changes at the bank where the account is held; bring valid photo ID
Sources
Data sourced from First Savings primary sources (12 pages reviewed). How we research.
Download these First Savings instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against First Savings primary sources. Bring it to the branch or keep it beside the phone.
First Merchants Customer Service (legacy First Savings Customer First transition line still active)
Phone1-833-372-4968
Toll-Free1-800-205-3464
Mailing Address
First Merchants Bank, PO Box 549, Daleville, IN 47334 (general correspondence); legacy branch HQ: 702 North Shore Drive, Jeffersonville, IN 47130
WebsiteLearn more→
First Merchants Customer Service / Estate Servicing
Phone1-833-372-4968
Toll-Free1-800-205-3464
Mailing Address
First Merchants Bank, PO Box 549, Daleville, IN 47334 (general correspondence)
Verified Jul 2026
Estate planning articles
Learn how to protect your First Savings accounts and other assets with trusts, beneficiary designations, and estate planning documents.
