How to name beneficiaries and fund a trust at Erie Insurance
Covers 6 insurance accounts — beneficiaries must be updated in-branch
Toll-Free1-800-458-0811
Mailing Address
Erie Insurance Group, 100 Erie Insurance Place, Erie, PA 16530-1104
WebsiteLearn more→
Toll-Free1-800-458-0811
Mailing Address
Erie Insurance Group, 100 Erie Insurance Place, Erie, PA 16530-1104
WebsiteLearn more→
Erie Family Life Death Claims
Phone1-800-458-0811
Toll-Free1-800-458-0811 (option 2)
Fax1-814-461-1238
Mailing Address
Erie Family Life Insurance Company, 100 Erie Insurance Place, Erie, PA 16530
WebsiteNotify online→
Verified Apr 2026
Estate planning with Erie Insurance policies centers on beneficiary designations—the single most important step for ensuring life insurance proceeds and annuity benefits reach the intended recipients without probate involvement. Unlike bank or brokerage accounts, insurance products are not retitled into trusts; instead, trusts are named as beneficiaries when estate tax planning or controlled distributions are needed.
Each of Erie Insurance's 6 policies has different rules for how it transfers at death. The sections below explain the options for each.
ERIE Term Life InsuranceERIE 5-Year Term Life InsuranceERIE Whole Life ProtectorERIE Whole Life AccumulatorERIExpress Term Life InsuranceERIExpress Whole Life Insurance
1
Call Erie Family Life at 800-458-0811, option 3 (Monday-Friday, 8:00 AM - 5:30 PM ET) to request a beneficiary change
2
Request a beneficiary change for your life insurance policy
3
Provide your policy number and personal identification
4
A representative will process the change or mail you the required form (https://www.erieinsurance.com/contact-erie/erie-family-life)
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Percentage allocations must total 100% for each beneficiary tier
- Beneficiary designations override instructions in a will
- Only the policyowner can change beneficiary designations
- Children under 18 cannot receive benefits directly; name a custodian or trust instead
- Spousal consent may be required in community property states
- Erie sells exclusively through agents; your local agent can assist with beneficiary changes
Toll-Free1-800-458-0811
Mailing Address
Erie Insurance Group, 100 Erie Insurance Place, Erie, PA 16530-1104
WebsiteLearn more→
Toll-Free1-800-458-0811
Mailing Address
Erie Insurance Group, 100 Erie Insurance Place, Erie, PA 16530-1104
WebsiteLearn more→
Erie Family Life Death Claims
Phone1-800-458-0811
Toll-Free1-800-458-0811 (option 2)
Fax1-814-461-1238
Mailing Address
Erie Family Life Insurance Company, 100 Erie Insurance Place, Erie, PA 16530
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Erie Insurance accounts and other assets with trusts, beneficiary designations, and estate planning documents.
