How to name beneficiaries and fund a trust at Educators CU
Covers 10 deposit, 2 retirement, and 3 lending accounts — beneficiaries must be updated in-branch
Educators Credit Union Member Services
Phone(262) 886-5900
Mailing Address
Educators Credit Union, PO Box 081040, Racine, WI 53408
Toll-Free
EMMA Virtual Assistant
Lost/Stolen Cards
WebsiteLearn more→
Educators Credit Union Member Services
Phone(262) 886-5900
Mailing Address
Educators Credit Union, PO Box 081040, Racine, WI 53408
Toll-Free
Legal Karma Estate Planning Support
WebsiteLearn more→
Educators Credit Union Member Services
Phone(262) 886-5900
Mailing Address
Educators Credit Union, PO Box 081040, Racine, WI 53408
Toll-Free
Verified Jul 2026
Estate planning at Educators CU means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because Educators CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
Educators CU offers 15 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
Standard CheckingStudent CheckingPrime Share SavingsChange Up SavingsSpecial and Club SavingsHealth Savings Account (HSA)High Yield Money MarketPremium Money Market AccountShare CertificateCoverdell Education Savings Account (ESA)
1
Visit any of the 25 Educators Credit Union branches with valid government-issued photo ID
2
Request to add a POD (Payable on Death) beneficiary to your deposit account
3
Provide beneficiary details:
- Each beneficiary's full legal name and identifying information
- Percentage allocations if naming multiple beneficiaries
- For IRA accounts, complete separate beneficiary designation paperwork
4
Sign updated account documentation
5
Request a copy of the updated designation for your records
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary changes are typically handled in branch with signed documentation
- IRA beneficiary designations are handled separately from deposit account POD designations
- Joint account holders may need to agree on beneficiary designations
- Fiduciary accounts (trusts, custodial, guardianship) cannot be opened online; must visit a branch
Sources
Data sourced from Educators CU primary sources (12 pages reviewed). How we research.
Download these Educators CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Educators CU primary sources. Bring it to the branch or keep it beside the phone.
Educators Credit Union Member Services
Phone(262) 886-5900
Mailing Address
Educators Credit Union, PO Box 081040, Racine, WI 53408
Toll-Free
EMMA Virtual Assistant
Lost/Stolen Cards
WebsiteLearn more→
Educators Credit Union Member Services
Phone(262) 886-5900
Mailing Address
Educators Credit Union, PO Box 081040, Racine, WI 53408
Toll-Free
Legal Karma Estate Planning Support
WebsiteLearn more→
Educators Credit Union Member Services
Phone(262) 886-5900
Mailing Address
Educators Credit Union, PO Box 081040, Racine, WI 53408
Toll-Free
Verified Jul 2026
Estate planning articles
Learn how to protect your Educators CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
