How to name beneficiaries and fund a trust at Educators CU
Covers 10 deposit, 2 retirement, and 3 lending accounts — beneficiaries must be updated in-branch
Educators Credit Union Member Services
Educators Credit Union, PO Box 081040, Racine, WI 53408
Educators Credit Union Member Services
Educators Credit Union, PO Box 081040, Racine, WI 53408
Educators Credit Union Member Services
Educators Credit Union, PO Box 081040, Racine, WI 53408
Estate planning at Educators CU means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because Educators CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
Educators CU offers 15 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
- Each beneficiary's full legal name and identifying information
- Percentage allocations if naming multiple beneficiaries
- For IRA accounts, complete separate beneficiary designation paperwork
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary changes are typically handled in branch with signed documentation
- IRA beneficiary designations are handled separately from deposit account POD designations
- Joint account holders may need to agree on beneficiary designations
- Fiduciary accounts (trusts, custodial, guardianship) cannot be opened online; must visit a branch
Sources
Data sourced from Educators CU primary sources (12 pages reviewed). How we research.
Download these Educators CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Educators CU primary sources. Bring it to the branch or keep it beside the phone.
Educators Credit Union Member Services
Educators Credit Union, PO Box 081040, Racine, WI 53408
Educators Credit Union Member Services
Educators Credit Union, PO Box 081040, Racine, WI 53408
Educators Credit Union Member Services
Educators Credit Union, PO Box 081040, Racine, WI 53408
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