Estate planning and settlement at Dime
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-800-321-3463
Dime operates under a new nameRebranded, effective June 2026
Dime Community Bank rebranded as Dime Commercial Bank in 2026. The FDIC recorded the bank's legal name change (change code 510, "Change in Legal Name") effective June 2, 2026 under the unchanged FDIC certificate 6976. Four days earlier, on May 28, 2026, the parent filed a Certificate of Amendment with the New York Department of State changing its corporate name from Dime Community Bancshares, Inc. to Dime Commercial Bancshares, Inc. (Form 8-K, Item 5.03). The listings moved to the NYSE earlier the same year: Form 8-A12B registering the securities on the NYSE was filed March 17, 2026, and the voluntary Nasdaq withdrawal (Form 25) was filed April 6, 2026. This is a name change of the same New York State-chartered bank — the FDIC certificate, account numbers, the routing number (021406667), the branch network, and existing deposit and estate relationships are unaffected. Heirs settling an account opened under the "Dime Community Bank" name reach the same institution at dime.com and 1-800-321-3463.
Dime offers 11 consumer accounts that interact with estate planning in distinct ways. Of those, 10 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Dime lets account holders update beneficiary designations in branch and by phone, typically taking 15 to 30 minutes at a branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Dime has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 11 account types at Dime.
Preparing your estate →Death claim process
Report the death to Dime Support at 1-800-321-3463. The page lists the steps and the documents to send.
When someone dies →For questions about any of these procedures, contact Dime Support - branch network at 1-800-321-3463.
Because Dime serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
Data sourced from Dime primary sources (23 pages reviewed). How we research.
Dime customer support
Dime Support (Customer Contact Center)
Phone
Toll-free
Lost/stolen debit card and debit card disputes
Automated balances
Corporate headquarters switchboard
Telecommunications Relay Service
Hours
Mailing address
Website
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