Estate planning at Dime
How to protect 10 Dime accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Dime's Estate Services
Brand change
Dime Community Bank rebranded as Dime Commercial Bank following shareholder approval at the May 28, 2026 annual meeting; the parent renamed from Dime Community Bancshares, Inc. to Dime Commercial Bancshares, Inc. The stock listing moved to the NYSE (ticker DCOM) on or around April 7, 2026. This is a name change of the same New York State-chartered bank — account numbers, the routing number (021406667), branch network, and existing deposit and estate relationships are unaffected. Heirs settling an account opened under the "Dime Community Bank" name should reach the same institution at dime.com and 1-800-321-3463. Effective May 2026.
The procedures below reflect Dime's accounts. Account servicing may transfer as the change takes effect.
Customer Service
Dime Community Bank, 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY 11788
Estate Services
Dime Community Bank, 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY 11788
Death Claims
Dime Community Bank, 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY 11788
Dime offers 10 consumer accounts that interact with estate planning in distinct ways. Of those, 9 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary changes at Dime can be made in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Dime has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 10 account types at Dime.
View details →When someone dies
Death claim process
Contact Dime's Estate Services to file a claim. 3-step process, 5 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Dime's Estate Services at 1-800-321-3463.
Because Dime serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Visit any Dime Community Bank branch with your trust agreement or Certification of Trust, government-issued photo ID for all trustees, and the trust's Tax Identification Number (Social Security Number for revocable living trusts; EIN for irrevocable trusts). The bank will review the trust documentation and may request additional pages or the full trust agreement. Trustees must sign the account signature card. Deposit accounts including checking, savings, money market, and CDs can be retitled to a trust; IRAs cannot be retitled but a trust may be named as IRA beneficiary.
Sources
Data sourced from Dime primary sources (15 pages reviewed). How we research.
Customer Service
Dime Community Bank, 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY 11788
Estate Services
Dime Community Bank, 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY 11788
Death Claims
Dime Community Bank, 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY 11788
Estate planning articles
Learn how to protect your Dime accounts and other assets with trusts, beneficiary designations, and estate planning documents.
