Estate planning and settlement at Del-One
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-302-739-4496
How your Del-One accounts transfer at death depends on how each one is set up. As a membership-based credit union, Del-One membership is open to employees and elected or appointed officials of the State of Delaware and of Del-One's Select Employer Groups; to immediate family or household members of an existing member; and on a live, work, worship or attend-school basis in the Town of Georgetown, City of Milford, City of Newark, City of Wilmington and the West Dover Charter Area. Delaware residents and residents of adjacent bordering counties may also join through the Del-One Foundation -- the bordering counties named are Chester and Delaware in Pennsylvania and Cecil, Kent, Queen Anne's, Caroline, Dorchester, Wicomico and Worcester in Maryland. Sixteen branches are listed statewide following the Louviers integration (the Glasgow branch in Newark is posted as permanently closing 10/30/2026). Del-One is part of the Co-Op Network with nearly 30,000 surcharge-free ATMs. With 15 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Account holders can update their beneficiary designations at Del-One in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Del-One provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 15 account types at Del-One.
Preparing your estate →Death claim process
Report the death to Del-One Contact Center at 1-302-739-4496. The page lists the steps and the documents to send.
When someone dies →Del-One is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Sources
Data sourced from Del-One primary sources (20 pages reviewed). How we research.
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Estate planning articles
Learn how to protect your Del-One accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Codicil to a Will
Add, revoke or replace provisions of your will and republish the rest, signed as your state requires for a will.
HIPAA Release
Name who may receive your medical records, in the authorization federal law requires, with your state's rules for sensitive records. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
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