Estate planning at CU1
How to protect 14 CU1 accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through CU1's Member Services
Member Services
Phone1-907-339-9485
Toll-Free1-800-478-2222
Emailmembermail@cu1.org
Mailing Address
Credit Union 1, 1941 Abbott Road, Anchorage, AK 99507
WebsiteLearn more→
Member Services
Phone1-907-339-9485
Toll-Free1-800-478-2222
Mailing Address
Credit Union 1, 1941 Abbott Road, Anchorage, AK 99507
WebsiteLearn more→
Member Services (Death Claims)
Phone1-907-339-9485
Toll-Free1-800-478-2222
Mailing Address
Credit Union 1, 1941 Abbott Road, Anchorage, AK 99507
WebsiteNotify online→
Verified Apr 2026
How your CU1 accounts transfer at death depends on how each one is set up. As a membership-based credit union, CU1 operates 12 branch locations across Alaska, headquartered at 1941 Abbott Road, Anchorage, AK 99507. Membership begins with a $5 deposit into a Regular Share savings account. Routing number: 325272063. Branch hours: Monday-Friday 10am-6pm, Saturday 10am-5pm (hours may vary by location). With 14 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Beneficiary designations at CU1 can be managed in branch, by mail, and by phone, typically taking 15-30 minutes in branch; longer by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
CU1 has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 14 account types at CU1.
View details →When someone dies
Death claim process
Contact CU1's Member Services to file a claim. 5-step process, 7 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact CU1's Member Services at 1-800-478-2222.
CU1 operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Credit Union 1 accepts both revocable and irrevocable trust accounts for checking, savings, and certificate accounts. Visit a local branch with your Certification of Trust (or full trust agreement), trustee identification, and the trust Tax Identification Number. Existing accounts can also be retitled to a trust without closing them. Membership requires maintaining a minimum $5 balance in a Regular Share savings account.
Yes. Existing share (deposit) accounts including checking, savings, and certificate accounts can be retitled to your revocable living trust. Visit a Credit Union 1 branch with your Certification of Trust and trustee identification. The process does not require closing and reopening the account if the same SSN or EIN is used. IRA accounts cannot be retitled to a trust.
Membership at Credit Union 1 begins with a $5 deposit into a Regular Share savings account. This $5 deposit maintains your co-ownership of the credit union. You can open an account online or by visiting any CU1 branch in Alaska. Credit Union 1 has 12 branch locations across the state.
Yes. A trust can be named as a primary or contingent beneficiary on Traditional IRA, Roth IRA, SEP IRA, and SIMPLE IRA accounts at Credit Union 1. Visit a CU1 branch or call (907) 339-9485 to complete an IRA Beneficiary Designation form. You may need to provide a copy of your Certification of Trust. IRAs cannot be retitled to a trust.
Yes. Certificate accounts (share certificates) at Credit Union 1 can be opened in the name of a revocable or irrevocable trust. Terms range from 3 months to 60 months with higher rates for balances over $40,000 and $100,000. Visit a CU1 branch with your Certification of Trust and trustee identification to open a trust certificate account.
Sources
Data sourced from CU1 primary sources (14 pages reviewed). How we research.
Member Services
Phone1-907-339-9485
Toll-Free1-800-478-2222
Emailmembermail@cu1.org
Mailing Address
Credit Union 1, 1941 Abbott Road, Anchorage, AK 99507
WebsiteLearn more→
Member Services
Phone1-907-339-9485
Toll-Free1-800-478-2222
Mailing Address
Credit Union 1, 1941 Abbott Road, Anchorage, AK 99507
WebsiteLearn more→
Member Services (Death Claims)
Phone1-907-339-9485
Toll-Free1-800-478-2222
Mailing Address
Credit Union 1, 1941 Abbott Road, Anchorage, AK 99507
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your CU1 accounts and other assets with trusts, beneficiary designations, and estate planning documents.
