How to name beneficiaries and fund a trust at Centennial Bank
Covers 13 deposit, 3 retirement, 1 hsa, and 2 lending accounts — beneficiaries must be updated in-branch
Customer Care Center
Phone1-888-372-9788
Emailinfo@my100bank.com
Mailing Address
Centennial Bank, 713 Harkrider, Conway, AR 72032
Telephone Banking (Voice Response)
Bill Pay Support
Lost or Stolen Debit Card (domestic)
Lost or Stolen Consumer Credit Card
WebsiteLearn more→
Centennial Bank Trust Department (Centennial Trust)
Phone1-888-372-9788
Mailing Address
Centennial Bank Trust Department, 713 Harkrider, Conway, AR 72032
WebsiteLearn more→
Customer Care Center / branch estate settlement
Phone1-888-372-9788
Emailinfo@my100bank.com
Mailing Address
Centennial Bank, 713 Harkrider, Conway, AR 72032
WebsiteNotify online→
Verified Jul 2026
Preparing your Centennial Bank accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
With 19 product types, Centennial Bank offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Freedom CheckingStar Rate CheckingClub CheckingSTG VIP CheckingDiamond CheckingSimply 100 CheckingOpportunity 100 CheckingPersonal SavingsFirst AccountChristmas Savings Account with TransferMoney Market AccountRelationship Money MarketCertificate of Deposit (CD)
1
Find the nearest branch at https://www.my100bank.com/locations/ and bring a government-issued photo ID
2
Tell the banker which accounts the designation should cover -- POD designations are recorded per account, not once for the customer
3
Provide beneficiary details and complete the forms the banker prepares:
- Full name, date of birth, Social Security number, relationship, and address for each beneficiary
- For IRA beneficiary changes: the IRA beneficiary designation form
- For a trust beneficiary: the Certification of Trust or trust agreement
4
Ask the branch to notarize the trust certification if your trust attorney requires it -- notary service is offered at branches and is complimentary with a Centennial Club Checking account
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Centennial Bank does not publish a downloadable POD or IRA beneficiary designation form; the branch supplies the form at the counter
- Beneficiary changes cannot be made through Online Banking or by phone -- the General Banking FAQ routes account changes to a branch
- Naming a trust as beneficiary requires a copy of the trust agreement or Certification of Trust
- Do not send beneficiary details by email: the bank's contact form warns that email is not encrypted and should not carry a Social Security number, date of birth, or account number
Sources
Data sourced from Centennial Bank primary sources (15 pages reviewed). How we research.
Download these Centennial Bank instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Centennial Bank primary sources. Bring it to the branch or keep it beside the phone.
Customer Care Center
Phone1-888-372-9788
Emailinfo@my100bank.com
Mailing Address
Centennial Bank, 713 Harkrider, Conway, AR 72032
Telephone Banking (Voice Response)
Bill Pay Support
Lost or Stolen Debit Card (domestic)
Lost or Stolen Consumer Credit Card
WebsiteLearn more→
Centennial Bank Trust Department (Centennial Trust)
Phone1-888-372-9788
Mailing Address
Centennial Bank Trust Department, 713 Harkrider, Conway, AR 72032
WebsiteLearn more→
Customer Care Center / branch estate settlement
Phone1-888-372-9788
Emailinfo@my100bank.com
Mailing Address
Centennial Bank, 713 Harkrider, Conway, AR 72032
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Centennial Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
