How to designate beneficiaries at Casa

Casa offers no POD or TOD beneficiary designation: it is non-custodial and holds no account to register. Casa Inheritance, a Recipient designated in the Casa app, is the only self-service transfer mechanism Casa offers.¹

The Recipient must be at least 18 years old at the time of setup.¹

Casa's Terms of Service state the Inheritance Program "is available exclusively for individuals and is not available for corporate, company or other entity clients." A trust cannot be the Recipient.²

Under the Terms of Service the Inheritance Program is available exclusively for individuals, so an LLC cannot be the Recipient.²

Casa's Enhanced Verification article states the Recipient may be an heir, executor, trustee, or any party the owner chooses. A trustee can be named as the Recipient as an individual.³

Casa's shared-accounts page says a Recipient may be "a loved one, trustee or executor."⁴

Only one Recipient can be designated per vault at a time on the standard path, so a trustee and an individual heir cannot both be designated on the same vault. Enhanced Verification adds an optional backup Recipient.¹

The Recipient cannot view your vault balance or sign transactions while you are alive.¹

You can revoke the Recipient at any time from the Inheritance tab ("Revoke Vault Access"), which deletes their copy of the shared keys. Revocation is per vault, so it is repeated on each vault.¹

Casa's Inheritance Terms make the vault owner responsible for ensuring the designation is permitted under any documents or laws "related to wills, trusts, estate, end of life planning, inheritance, intestate, probate, or property."⁵

The Inheritance Terms warn that access to a key "does not indicate lawful ownership of the contents in a vault."⁵

Under the Inheritance Terms, if key health is not maintained ("Key Failure"), the Recipient may have to ask Casa for recovery assistance. Casa may charge a fee for it that can be percentage-based and set off against the assets recovered, and is not required to assist at all.⁵

The Inheritance Terms provide that if a vault owner fails to pay membership fees when due, a Recipient's access "may require payment of additional fees."⁵

Both the vault owner and the Recipient must have the Casa app and a Casa account. Casa gives an Inheritance Recipient a free membership plan automatically, which they may upgrade.¹

Enhanced Verification is limited to Private Client members who are US residents.¹

A member who has authorized Account Access by Third Parties under Sections 11 or 12 of the Terms of Service may be ineligible to use the Inheritance Product for a period of time.²

Casa's membership overview describes Casa Enterprise as built for "family offices, trusts, regulated funds, and multi-entity operations."⁶

Enterprise provides a 3-of-5 vault with per-vault address whitelisting, dual approval for critical security changes, immutable audit logs, role-based transaction permissions, and view-only access for attorneys, accountants, or trustees.⁶

Casa Business is the smaller version of Enterprise: a 2-of-3 team vault with role assignment, an enterprise dashboard, monthly statements, and view-only access for up to two users.⁶

Casa does not retitle individual vaults to a trust. Its Inheritance Terms state that no provision of the terms indicates Casa maintains custody of any assets.⁵

On an individual membership Casa does not accept or review trust instruments, certifications of trust, deeds of trust or trustee affidavits, because no Casa account is titled and it registers no ownership.¹

Private Client members can work the plan through with their dedicated advisor and use the included 75-minute consultation with an independent bitcoin estate planning attorney (US only).⁶