How to name beneficiaries and fund a trust at CAPTRUST
Covers 3 investment, and 5 retirement accounts — beneficiaries must be updated in-branch
CAPTRUST Client Services
Phone919-870-6822
Toll-Free1-800-216-0645
Mailing Address
CAPTRUST Financial Advisors, 4208 Six Forks Road, Suite 1700, Raleigh, NC 27609
WebsiteLearn more→
Trust and Estate Planning (via CAPTRUST Wealth Advisor)
Phone919-870-6822
Toll-Free1-800-216-0645
WebsiteLearn more→
Death Claims (via CAPTRUST Wealth Advisor)
Phone919-870-6822
Toll-Free1-800-216-0645
Mailing Address
CAPTRUST Financial Advisors, 4208 Six Forks Road, Suite 1700, Raleigh, NC 27609
WebsiteNotify online→
Verified Jul 2026
Preparing your CAPTRUST investment accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
The transfer rules at CAPTRUST vary across 8 investment accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
CAPTRUST Advisory AccountJoint Advisory AccountTrust Advisory Account
1
Schedule a meeting with your CAPTRUST wealth advisor at your local office
2
Bring government-issued photo ID to the meeting
3
Advisor provides the appropriate beneficiary designation or TOD form from the custodian
4
Complete the form with beneficiary details:
- Full legal name, date of birth, and SSN for each beneficiary
- Relationship to account holder
- Allocation percentages for primary and contingent beneficiaries
- For IRA accounts, use the separate IRA beneficiary form (not the TOD form)
5
Sign the form with your advisor present
6
Advisor submits completed forms to the custodian for processing
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Advisor-mediated process -- no direct consumer access to beneficiary update forms
- Forms vary by custodian where the account is held
- All account changes go through your CAPTRUST advisor
- Named beneficiaries override your will
- Spousal consent may be required for retirement account beneficiary changes in community property states
Sources
Data sourced from CAPTRUST primary sources (15 pages reviewed). How we research.
Download these CAPTRUST instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against CAPTRUST primary sources. Bring it to the branch or keep it beside the phone.
CAPTRUST Client Services
Phone919-870-6822
Toll-Free1-800-216-0645
Mailing Address
CAPTRUST Financial Advisors, 4208 Six Forks Road, Suite 1700, Raleigh, NC 27609
WebsiteLearn more→
Trust and Estate Planning (via CAPTRUST Wealth Advisor)
Phone919-870-6822
Toll-Free1-800-216-0645
WebsiteLearn more→
Death Claims (via CAPTRUST Wealth Advisor)
Phone919-870-6822
Toll-Free1-800-216-0645
Mailing Address
CAPTRUST Financial Advisors, 4208 Six Forks Road, Suite 1700, Raleigh, NC 27609
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your CAPTRUST accounts and other assets with trusts, beneficiary designations, and estate planning documents.
