How to name beneficiaries and fund a trust at CAPTRUST
Covers 3 investment, and 5 retirement accounts — beneficiaries must be updated in-branch
CAPTRUST Client Services
CAPTRUST Financial Advisors, 4208 Six Forks Road, Suite 1700, Raleigh, NC 27609
Trust and Estate Planning (via CAPTRUST Wealth Advisor)
Death Claims (via CAPTRUST Wealth Advisor)
CAPTRUST Financial Advisors, 4208 Six Forks Road, Suite 1700, Raleigh, NC 27609
Preparing your CAPTRUST investment accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
The transfer rules at CAPTRUST vary across 8 investment accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
- Full legal name, date of birth, and SSN for each beneficiary
- Relationship to account holder
- Allocation percentages for primary and contingent beneficiaries
- For IRA accounts, use the separate IRA beneficiary form (not the TOD form)
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Advisor-mediated process -- no direct consumer access to beneficiary update forms
- Forms vary by custodian where the account is held
- All account changes go through your CAPTRUST advisor
- Named beneficiaries override your will
- Spousal consent may be required for retirement account beneficiary changes in community property states
Sources
Data sourced from CAPTRUST primary sources (15 pages reviewed). How we research.
Download these CAPTRUST instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against CAPTRUST primary sources. Bring it to the branch or keep it beside the phone.
CAPTRUST Client Services
CAPTRUST Financial Advisors, 4208 Six Forks Road, Suite 1700, Raleigh, NC 27609
Trust and Estate Planning (via CAPTRUST Wealth Advisor)
Death Claims (via CAPTRUST Wealth Advisor)
CAPTRUST Financial Advisors, 4208 Six Forks Road, Suite 1700, Raleigh, NC 27609
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