Estate planning at Beacon Bank
How to protect 14 Beacon Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Beacon Bank Customer Service
Phone(800) 698-2265
Mailing Address
Beacon Bank, P.O. Box 470469, Brookline, MA 02447-9901
Telephone Banking
WebsiteLearn more →
Beacon Bank Customer Service
Phone(800) 698-2265
Mailing Address
Beacon Bank, P.O. Box 470469, Brookline, MA 02447-9901
Telephone Banking
WebsiteLearn more →
Beacon Bank Customer Service
Phone(800) 698-2265
Mailing Address
Beacon Bank, P.O. Box 470469, Brookline, MA 02447-9901
Verified Mar 2026
Beacon Bank offers 14 consumer accounts that interact with estate planning in distinct ways. Of those, 10 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beacon Bank handles beneficiary designations in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Beacon Bank provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 14 account types at Beacon Bank.
View details →When someone dies
Death claim process
4-step process, 5 required documents, and contact information for survivors.
View details →Beacon Bank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Deposit accounts such as checking, savings, money market, and CDs can be retitled to a revocable living trust. Visit a branch with your trust agreement or Certificate of Trust, government-issued ID for all trustees, and the trust EIN if applicable. Beacon Financial Corporation also offers wealth management and trust services through Clarendon Private.
No. IRAs cannot be retitled to a trust. However, you can name your trust as the beneficiary of your IRA. Consult a tax advisor before doing this, as there are significant tax implications for trust beneficiaries under the SECURE Act distribution rules.
Berkshire Bank was rebranded to Beacon Bank in February 2026. Berkshire Hills Bancorp merged with Brookline Bancorp in a merger of equals effective September 1, 2025, forming Beacon Financial Corporation (NYSE: BBT). All four legacy brands (Berkshire Bank, Brookline Bank, BankRI, and PCSB Bank) were consolidated under the Beacon Bank name. The berkshirebank.com domain now redirects to beaconbank.com.
Brookline Bank was rebranded to Beacon Bank in February 2026. Brookline Bancorp merged with Berkshire Hills Bancorp in a merger of equals effective September 1, 2025, forming Beacon Financial Corporation (NYSE: BBT). Systems integration was completed in Q1 2026, and all four legacy brands (Brookline Bank, Berkshire Bank, BankRI, and PCSB Bank) were consolidated under the Beacon Bank name. The combined entity has approximately $23.2 billion in assets and over 145 branches across Massachusetts, Connecticut, Vermont, New York, and Rhode Island. The brooklinebank.com domain now redirects to beaconbank.com.
Beacon Bank offers personal checking accounts including Beacon ONE Checking (an online-focused account requiring $2,000/month in direct deposits) and in-branch checking options including Free Checking. Many service fees are waived for qualifying account holders, including the annual HELOC fee, safe deposit box, stop payments, and checks. Visit beaconbank.com or call (800) 698-2265 for current account options and details.
Contact Beacon Bank at (800) 698-2265 or visit beaconbank.com for current HELOC terms and rates. HELOC products were available under the legacy Brookline Bank brand and continue to be offered by Beacon Bank. Many service fees including the annual HELOC fee are waived for qualifying checking account holders.
Beacon Bank offers CDs with various term lengths. Contact the bank at (800) 698-2265 or visit beaconbank.com for current CD rates and terms. FDIC insured up to $250,000 per depositor per ownership category.
Beacon Bank Customer Service
Phone(800) 698-2265
Mailing Address
Beacon Bank, P.O. Box 470469, Brookline, MA 02447-9901
Telephone Banking
WebsiteLearn more →
Beacon Bank Customer Service
Phone(800) 698-2265
Mailing Address
Beacon Bank, P.O. Box 470469, Brookline, MA 02447-9901
Telephone Banking
WebsiteLearn more →
Beacon Bank Customer Service
Phone(800) 698-2265
Mailing Address
Beacon Bank, P.O. Box 470469, Brookline, MA 02447-9901
Verified Mar 2026
Estate planning resources for Beacon Bank customers
Tools and documents to help protect your Beacon Bank accounts.
Do I Need a Revocable Trust?
Answer questions about your estate size, real estate ownership, marital status, and family situation to see how a revocable trust compares to a will alone. Includes estimated probate costs for your state.
Check Now
Are My Beneficiary Designations Protected?
See how your state handles beneficiary designations after divorce, inherited IRA creditor protection, and spousal consent requirements for retirement accounts.
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What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
Compare Costs
