Estate planning at Broadview FCU
How to protect 18 Broadview FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Broadview FCU, 700 Patroon Creek Blvd., Albany, NY 12206
Broadview FCU, 700 Patroon Creek Blvd., Albany, NY 12206
Member Services
Broadview FCU, 700 Patroon Creek Blvd., Albany, NY 12206
Broadview FCU offers 18 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Broadview FCU serves the Capital Region, Binghamton, Syracuse, and Buffalo areas of New York with 60+ branch locations. HELOC lending available in New York and select Pennsylvania counties (Susquehanna, Bradford, Wyoming). Membership open to residents living, working, or studying in served communities, family members of current members, and employees of member companies. Headquarters: 4 Winners Circle Suite 202, Albany, NY 12205. Mailing: 700 Patroon Creek Blvd., Albany, NY 12206. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
At Broadview FCU, beneficiary designations are managed in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Broadview FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 18 account types at Broadview FCU.
View details →When someone dies
Death claim process
5-step process, 7 required documents, and contact information for survivors.
View details →Broadview FCU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
SEFCU and CAP COM Federal Credit Union merged in 2023 to form Broadview Federal Credit Union. All former SEFCU and CAP COM accounts, routing numbers, and services transitioned to Broadview. The combined institution has approximately $9 billion in assets and more than 500,000 members with over 60 branches, making it one of the largest credit unions in New York state. Existing POD designations, trust accounts, and beneficiary records carried over to Broadview, but estate-paperwork holders should confirm beneficiaries on file at 800-727-3328 since the merger consolidated systems.
Broadview does not currently offer online POD beneficiary designation. Visit any branch (https://www.broadviewfcu.com/branches-and-locations/) with government-issued photo ID, or call 800-727-3328 to request a POD beneficiary designation form by mail. Provide each beneficiary's full legal name, date of birth, Social Security number, and relationship to the account holder. All account holders must sign the form. POD designations are available on personal deposit accounts (checking, savings, money market, certificates). Business accounts, youth, and young adult accounts are not eligible.
Yes. Per Broadview's specialty accounts page (https://www.broadviewfcu.com/personal/specialty-accounts/), Broadview opens revocable trust, irrevocable trust, and burial trust accounts. Each requires the trust agreement, valid ID for all signers, and the type-specific account application. Irrevocable trusts additionally require the IRS EIN Assignment Letter; revocable living trusts can be opened using the grantor's SSN. Call 800-727-3328 or visit a branch to discuss requirements.
Broadview IRA certificates are administered through a partnership with Superior IRA, so IRA beneficiary designations use a separate form from the deposit-account POD process. IRA accounts cannot be retitled to a trust, but you can name a trust as the IRA beneficiary by completing the Superior IRA beneficiary designation form. Call 800-727-3328 or visit a branch to request the form.
Sources
Data sourced from Broadview FCU primary sources (19 pages reviewed). How we research.
Broadview FCU, 700 Patroon Creek Blvd., Albany, NY 12206
Broadview FCU, 700 Patroon Creek Blvd., Albany, NY 12206
Member Services
Broadview FCU, 700 Patroon Creek Blvd., Albany, NY 12206
Estate planning articles
Learn how to protect your Broadview FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
