How to name beneficiaries and fund a trust at Broadview FCU
Covers 13 deposit, 4 retirement, and 1 lending accounts — beneficiaries must be updated in-branch
Broadview FCU, 700 Patroon Creek Blvd., Albany, NY 12206
Broadview FCU, 700 Patroon Creek Blvd., Albany, NY 12206
Member Services
Broadview FCU, 700 Patroon Creek Blvd., Albany, NY 12206
There are two ways to keep your Broadview FCU accounts out of probate: adding Payable on Death designations and retitling accounts into a trust. Because Broadview FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Both methods ensure your accounts transfer directly to the people you choose, without court involvement.
Each of Broadview FCU's 18 accounts has different rules for how it transfers at death. The sections below explain the options for each.
- Full legal name
- Date of birth
- Social Security number
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD (Payable on Death) available for personal deposit accounts including checking, savings, money market, and certificates
- IRA beneficiary designations use a separate process through the Superior IRA program
- Business accounts are not eligible for POD beneficiary designation
- Youth and Young Adult accounts are not eligible for beneficiary designations
- A trust can be named as POD beneficiary on eligible deposit accounts
- Online beneficiary designation is not currently available
Sources
Data sourced from Broadview FCU primary sources (19 pages reviewed). How we research.
Download these Broadview FCU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Broadview FCU primary sources. Bring it to the branch or keep it beside the phone.
Broadview FCU, 700 Patroon Creek Blvd., Albany, NY 12206
Broadview FCU, 700 Patroon Creek Blvd., Albany, NY 12206
Member Services
Broadview FCU, 700 Patroon Creek Blvd., Albany, NY 12206
Estate planning articles
Learn how to protect your Broadview FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Is this your situation?
Get a complete guide for your specific circumstances.
New Baby or Adoption
Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.
Learn more
Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
Learn more
New Home
How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.
Learn more
Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
Learn moreMore estate planning resources
Explore related tools and documents to complete your estate plan.
How Much Does Probate Cost?
Estimate attorney fees, executor fees, court costs, and timeline for probating an estate in your state. See if the estate qualifies for simplified probate procedures.
Who Inherits Without a Will?
Find out who inherits your estate and how much they get if you die without a will. Based on your state's intestate succession laws.
How Much Are Estate & Inheritance Taxes?
Calculate federal estate tax, state estate tax (12 states + DC), and inheritance tax (5 states) for an estate or trust.
What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
How Much Does a Revocable Living Trust Cost?
Compare the cost of creating a revocable living trust. See how SimplyTrust, Trust & Will, LegalZoom, and attorneys compare over 5 years including life events.
How Much Does a Will Cost?
Compare the cost of creating a will. See document costs plus probate fees your heirs will pay. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys.
