Estate planning at Blue FCU
How to protect 17 Blue FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Blue Federal Credit Union, 2401 E. Pershing Blvd, Cheyenne, WY 82001
Blue Federal Credit Union, 2401 E. Pershing Blvd, Cheyenne, WY 82001
Death Claims
Blue Federal Credit Union, 2401 E. Pershing Blvd, Cheyenne, WY 82001
How your Blue FCU accounts transfer at death depends on how each one is set up. As a membership-based credit union, Blue FCU eight branch locations in Wyoming (six in Cheyenne, two in Laramie) and nineteen branch locations in Colorado (including Denver, Colorado Springs, Fort Collins, Boulder, Broomfield, Center, Crestone, Erie, Granby, Lafayette, Loveland, Pueblo, Salida, Superior, and Wellington). Membership open to anyone nationwide through a $10 deposit ($5 membership, $5 Blue Foundation). Access to over 5,000 shared branches nationwide through the CO-OP Shared Branch network. With 17 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Account holders can update their beneficiary designations at Blue FCU in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
There are two sides to estate planning at Blue FCU: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Blue FCU.
View details →When someone dies
Death claim process
5-step process, 5 required documents, and contact information for survivors.
View details →Blue FCU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
To retitle a Blue FCU account to a trust, visit any branch with your trust documents (full trust agreement or Certificate of Trust), government-issued photo ID for all trustees, and the trust tax ID number (EIN or grantor's SSN for revocable trusts). Existing accounts may need to be closed and reopened under the trust title. Trust retitling is available for checking, savings, and term share certificate accounts. IRA accounts cannot be retitled to a trust but can name a trust as beneficiary. You can also call 1-800-368-9328 to discuss trust account requirements before visiting a branch.
Yes. Membership at Blue FCU is open to anyone nationwide through a $10 deposit ($5 establishes membership; $5 supports the Blue Foundation). Once you are a member, you can access POD designations and trust account services like any other member. Blue FCU also participates in the CO-OP Shared Branch network with access to over 5,000 shared branches nationwide, so you can conduct in-person transactions outside Wyoming and Colorado. However, opening or retitling a trust account typically requires a branch visit; out-of-state members should call 1-800-368-9328 to confirm whether a shared-branch visit qualifies or whether mailing trust documents to the Cheyenne office is needed.
Sources
Data sourced from Blue FCU primary sources (20 pages reviewed). How we research.
Blue Federal Credit Union, 2401 E. Pershing Blvd, Cheyenne, WY 82001
Blue Federal Credit Union, 2401 E. Pershing Blvd, Cheyenne, WY 82001
Death Claims
Blue Federal Credit Union, 2401 E. Pershing Blvd, Cheyenne, WY 82001
Estate planning articles
Learn how to protect your Blue FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
