Estate planning at Binance.US
How to protect 3 Binance.US accounts — file death claims
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How your Binance.US investment accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
There are two sides to estate planning at Binance.US: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to review 3 account types at Binance.US.
View details →When someone dies
Death claim process
6-step process, 5 required documents, and contact information for survivors.
View details →Frequently asked questions
No. As of April 2026, Binance.US is not available in Alaska, Connecticut, Georgia, Maine, North Carolina, North Dakota, New York, Ohio, Oregon, Texas, Vermont, or Washington. It is also unavailable in American Samoa, Guam, Northern Mariana Islands, and U.S. Virgin Islands. Kansas and Wisconsin are designated "crypto-only" states where users can trade cryptocurrency but cannot deposit or withdraw USD. The list of excluded states changes frequently due to evolving state licensing requirements. Check the Binance.US support page for the most current list.
Yes. Binance.US offers staking for 22+ proof-of-stake cryptocurrencies including ETH, SOL, ADA, BNB, ATOM, AVAX, DOT, MATIC, and SUI. Third-party service providers perform the staking, and customer funds are stored in offline cold storage. Rewards are distributed weekly, biweekly, or monthly depending on the protocol and are automatically restaked unless you opt out. Binance.US charges a commission of 9.95% to 39.95% on staking rewards depending on the asset. Bonding and unbonding periods vary by asset.
Cryptocurrency held on Binance.US is not insured by the FDIC or protected by SIPC. There is no federal or state insurance program that covers cryptocurrency held on exchanges. Binance.US states that customer funds are stored in offline cold storage wallets and are segregated from company funds. USD balances held on the platform may be eligible for FDIC insurance through Binance.US banking partners, subject to applicable limits.
In fully supported states, users can deposit and withdraw USD via ACH bank transfer, trade crypto-to-USD pairs, and trade crypto-to-crypto pairs. In "crypto-only" states (currently Kansas and Wisconsin), users can only deposit and withdraw cryptocurrency and trade crypto-to-crypto pairs. They cannot link a bank account, deposit USD, or withdraw USD. Users in crypto-only states can fund their accounts by transferring cryptocurrency from an external wallet.
Sources
Data sourced from Binance.US primary sources (12 pages reviewed). How we research.
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Estate planning articles
Learn how to protect your Binance.US accounts and other assets with trusts, beneficiary designations, and estate planning documents.
