What happens to your Binance.US accounts when you die
Covers 3 crypto accounts — all transfer through probate
Binance.US does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All Binance.US accounts pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact Binance.US with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
Binance.US does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.
Why trust accounts are not available
Binance.US does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.
Spot Crypto Trading
Buy, sell, convert, and trade 190+ cryptocurrencies including BTC, ETH, SOL, XRP, DOGE, and USDC. Supports USD fiat pairs in most states via ACH bank transfer with zero deposit/withdrawal fees. Trading fees use a maker/taker model. No beneficiary designation is available; assets require probate or estate settlement to transfer upon death.
Crypto Staking
Staking is available for 29+ proof-of-stake assets including ETH, SOL, ADA, BNB, ATOM, AVAX, DOT, APT, ONT, AUDIO, LPT, and others. Third-party service providers perform the staking, and customer funds are stored in offline cold storage wallets. Rewards are generated through blockchain validation and distributed weekly, biweekly, or monthly depending on the protocol. Rewards are automatically restaked unless the user opts out. Commission ranges from 9.95% to 39.95% of staking rewards depending on the asset. Bonding periods occur before staking begins and unbonding periods range from days to weeks depending on the asset. No beneficiary designation; staked assets require estate settlement to transfer.
Crypto Convert
Simplified crypto-to-crypto conversion tool allowing users to swap between supported assets without placing a traditional order. Available in all supported states including crypto-only states. No beneficiary designation available.
Sources
Data sourced from Binance.US primary sources (12 pages reviewed). How we research.
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