What happens to your Binance.US accounts when you die
No beneficiary or trust option on any account, so they pass through the estate
Binance.US does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All Binance.US accounts pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact Binance.US with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
Binance.US does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.
Why trust accounts are not available
Binance.US does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.
Spot Crypto Trading
Buy, sell, convert, and trade digital assets including BTC, ETH, SOL, XRP, DOGE, and USDC; the homepage markets 190+ cryptocurrencies and 200+ digital assets. Supports USD fiat pairs in fully supported states via ACH bank transfer with zero deposit/withdrawal fees. No beneficiary designation is available on any Binance.US account. On death the account is frozen and assets are released only against estate documentation under the Terms of Use "Death of Account Holder" clause.
Staking Services
Soft-Staking
Automatic staking of eligible idle balances, available for SOL, ADA, ETH, and BNB as of 2026-09-10. New users are enrolled during standard onboarding, so a decedent may be soft-staked without having chosen it. The user keeps 10% of network rewards (Binance.US retains a 90% service fee); rewards post to transaction history as "Soft-Staking Reward". ESTATE IMPACT: unlike Staking Services, a soft-staked balance "remains fully available - you can trade, sell, transfer, or withdraw the full amount," so soft-staked assets do not add an unbonding delay to an estate transfer. Binance.US covers slashing losses on this program. No beneficiary designation.
Crypto Convert
Simplified crypto-to-crypto conversion that swaps between supported assets without placing a traditional order. Available in all supported states including the crypto-only states, which makes it the practical route for an estate in Kansas or Wisconsin to consolidate holdings into a single asset before withdrawing to an external wallet. No beneficiary designation available.
Boost
Limited-time reward events launched September 3, 2025 in which a user adds eligible crypto to an event and earns a share of a prize pool sized by the amount added and the time connected. Binance.US states it "never lends or trades crypto you add to a Boost event" and that a participant can "leave an event and resume trading with your funds at any time," so a balance committed to a Boost event is recoverable by the estate without an unbonding wait. No beneficiary designation.
OTC Trading
Over-the-counter desk for large orders with custom quotes, reachable through the Binance.US OTC portal. Relevant to larger estates that need to liquidate a concentrated position without moving the public order book. No beneficiary designation.
What Binance.US says about trust accounts
Each section is Binance.US's own statement, with the document it comes from numbered under Sources.
Which accounts a trust can hold1
- Crypto account
The Terms of Use define an "Eligible Person" to include "an estate or trust of which any executor, administrator, or trustee is an Eligible Person" and "a discretionary or non-discretionary account held by a fiduciary for the benefit or account of an Eligible Person."1
Crypto held on Binance.US is placed under a trust by opening a separate entity account and transferring the assets across.2
Trust account forms Binance.US issues1
- Beneficial Ownership form
Completed by the control person, who signs and dates it. Completed online.2
What Binance.US says about trust accounts1
- Whether a new account is opened
An existing individual account cannot be retitled into a trust or entity account. Binance.US says it "does not currently allow existing individual accounts to be converted into institutional accounts."2
An email address linked to an individual Binance.US account cannot be used for an entity account, even if the individual account was deleted.2
Not in Binance.US's published guidance2
- Trust-specific onboarding guide
- Fixed service level for institutional verification
Sources2
Sources
Data sourced from Binance.US primary sources (17 pages reviewed). How we research.
Download these Binance.US instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Binance.US primary sources. Bring it to the branch or keep it beside the phone.
Binance.US estate support
Customer Support
Phone
Hours
Website
Estate requests go through general customer service.
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