Estate planning at Assurity
How to protect 11 Assurity accounts — manage beneficiaries by phone, fund a trust by mail, and file death claims
Customer Connections
Fax1-888-255-2060
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
WebsiteLearn more→
Customer Connections
Fax1-888-255-2060
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
WebsiteLearn more→
Claims Department
Fax1-800-869-0368
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
Claims Forms Line
Verified Apr 2026
With 11 products relevant to estate planning, Assurity policyholders need to understand how beneficiary designations control where proceeds go. These designations override a will, so the names on file with Assurity are what determine who receives the death benefit.
Managing beneficiaries at Assurity is straightforward—changes can be made by mail and by phone, typically taking 15-20 minutes to complete; 7-10 business days to process. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
There are two sides to estate planning at Assurity: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries by phone, fund a trust by mail, and review 11 account types at Assurity.
View details →When someone dies
Death claim process
5-step process, 5 required documents, and contact information for survivors.
View details →Frequently asked questions
Complete and return the Beneficiary Designation form available at assurity.com/forms/BeneficiaryDesignation.pdf or by calling Customer Connections at 800-869-0355, Ext. 4279. Submit by fax to 888-255-2060, by secure email, or by mail to Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533. Processing typically takes 7-10 business days. You will receive a confirmation letter once the change is completed.
Assurity offers accelerated underwriting on term and whole life insurance with instant decisions and no medical exams. For term life: up to $1,000,000 for ages 18-50, $500,000 for ages 51-65, and $100,000 for ages 66-75. For Whole Life Protect+ and Perform+: up to $1,000,000 for ages 18-50, $500,000 for ages 51-65, $100,000 for ages 66-85, and $300,000 for ages 15 days-17. Critical illness insurance offers simplified underwriting for coverage from $5,000 to $75,000 (ages 18-70) with instant electronic decisions and no exams or labs.
Assurity offers two individual disability income products. Century+ Disability Income Insurance is a guaranteed renewable long-term policy with no income verification up to $6,000/month and no medical exams for benefits up to $6,000 for ages 18-55. Income Protection+ Long-Term Disability Income Insurance (launched February 2026) offers Accident & Sickness or Accident-Only coverage for ages 18 to 64, with benefit periods from one year up to age 70, monthly benefits up to $30,000, and four definitions of disability including True Own Occupation. Optional riders include the Enhanced Residual Disability Rider and the Mental Disorder Rider. Both products pay benefits directly to the insured and cannot be retitled to a trust.
Assurity Life Insurance Company is licensed in all states and the District of Columbia except New York. In New York, insurance products are offered through Assurity Life Insurance Company of New York, a separate subsidiary based in Albany, NY. Product availability, features, and rates may vary by state.
Yes. Assurity term life insurance policies include a conversion option that allows you to convert to permanent whole life coverage without additional underwriting. This can be useful if your insurance needs change over time or if your health has changed since you originally applied. Contact Customer Connections at 800-869-0355, Ext. 4279 for conversion details and available permanent products.
Sources
Data sourced from Assurity primary sources (19 pages reviewed). How we research.
Customer Connections
Fax1-888-255-2060
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
WebsiteLearn more→
Customer Connections
Fax1-888-255-2060
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
WebsiteLearn more→
Claims Department
Fax1-800-869-0368
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
Claims Forms Line
Verified Apr 2026
Estate planning articles
Learn how to protect your Assurity accounts and other assets with trusts, beneficiary designations, and estate planning documents.
