How to name beneficiaries and fund a trust at Assurity
Covers 11 insurance accounts — beneficiaries can be updated by phone
Customer Connections
Fax1-888-255-2060
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
WebsiteLearn more→
Customer Connections
Fax1-888-255-2060
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
WebsiteLearn more→
Claims Department
Fax1-800-869-0368
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
Claims Forms Line
Verified Apr 2026
For Assurity policyholders, estate planning comes down to one critical step: making sure the right beneficiaries are named on every policy. Insurance proceeds bypass probate entirely and go directly to whoever is listed—regardless of what a will says. When estate tax planning or controlled distributions are a factor, a trust can be named as beneficiary instead.
Across 11 product types, Assurity policies vary in how they transfer at death. The sections below walk through beneficiary designations, trust funding options, and which products support each method.
Assurity Term Life InsuranceWhole Life Protect+Whole Life Perform+Assurity Universal Life InsuranceCentury+ Disability Income InsuranceIncome Protection+ Long-Term Disability Income InsuranceAssurity Critical Illness InsuranceAccidental Death Insurance PlusGroup Term Life InsuranceGroup Critical Illness InsuranceGroup Whole Life Insurance
1
Call Assurity Customer Connections at 800-869-0355, Ext. 4279 (Monday-Thursday 7:00am-6:30pm CT, Friday 7:00am-5:00pm CT)
2
Provide your information to the representative:
- Your policy number and personal identification
- Request a Beneficiary Designation form
3
A representative will mail or email the form to you
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts can be named as beneficiaries on life insurance products
- Percentage allocations must total 100% for each beneficiary tier
- Beneficiary designations override instructions in a will
- Only the policy owner can change beneficiary designations
- In community property states (AZ, CA, ID, LA, NM, NV, TX, WA, WI), spousal consent is required if the spouse is not the sole primary beneficiary
- A confirmation letter is sent once the beneficiary change is processed
- Children under 18 cannot receive benefits directly; name a custodian or trust instead
Customer Connections
Fax1-888-255-2060
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
WebsiteLearn more→
Customer Connections
Fax1-888-255-2060
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
WebsiteLearn more→
Claims Department
Fax1-800-869-0368
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
Claims Forms Line
Verified Apr 2026
Estate planning articles
Learn how to protect your Assurity accounts and other assets with trusts, beneficiary designations, and estate planning documents.
