How to name beneficiaries and fund a trust at Assurity
Covers 11 insurance accounts — beneficiaries can be updated by phone
Customer Connections
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
Customer Connections
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
Claims Department
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
For Assurity policyholders, estate planning comes down to one critical step: making sure the right beneficiaries are named on every policy. Insurance proceeds bypass probate entirely and go directly to whoever is listed—regardless of what a will says. When estate tax planning or controlled distributions are a factor, a trust can be named as beneficiary instead.
Assurity offers 11 policies, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
- Your policy number and personal identification
- Request a Beneficiary Designation form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts can be named as beneficiaries on life insurance products
- Percentage allocations must total 100% for each beneficiary tier
- Beneficiary designations override instructions in a will
- Only the policy owner can change beneficiary designations
- In community property states (AZ, CA, ID, LA, NM, NV, TX, WA, WI), spousal consent is required if the spouse is not the sole primary beneficiary
- A confirmation letter is sent once the beneficiary change is processed
- Children under 18 cannot receive benefits directly; name a custodian or trust instead
Sources
Data sourced from Assurity primary sources (15 pages reviewed). How we research.
Download these Assurity instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Assurity primary sources. Bring it to the branch or keep it beside the phone.
Customer Connections
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
Customer Connections
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
Claims Department
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
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