How to name beneficiaries and fund a trust at Assurity
Covers 11 insurance accounts — beneficiaries can be updated by phone
Customer Connections
Fax1-888-255-2060
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
WebsiteLearn more→
Customer Connections
Fax1-888-255-2060
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
WebsiteLearn more→
Claims Department
Fax1-800-869-0368
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
Claims Forms Line (Assurity Life Insurance Company of New York)
Verified Jul 2026
For Assurity policyholders, estate planning comes down to one critical step: making sure the right beneficiaries are named on every policy. Insurance proceeds bypass probate entirely and go directly to whoever is listed—regardless of what a will says. When estate tax planning or controlled distributions are a factor, a trust can be named as beneficiary instead.
Assurity offers 11 policies, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
Assurity Term Life InsuranceWhole Life Protect+Whole Life Perform+Assurity Universal Life InsuranceCentury+ Disability Income InsuranceIncome Protection+ Long-Term Disability Income InsuranceAssurity Critical Illness InsuranceAccidental Death Insurance PlusGroup Term Life InsuranceGroup Critical Illness InsuranceGroup Whole Life Insurance
1
Call Assurity Customer Connections at 800-869-0355, Ext. 4279 (Monday-Thursday 7:00am-6:30pm CT, Friday 7:00am-5:00pm CT)
2
Provide your information to the representative:
- Your policy number and personal identification
- Request a Beneficiary Designation form
3
A representative will mail or email the form to you
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts can be named as beneficiaries on life insurance products
- Percentage allocations must total 100% for each beneficiary tier
- Beneficiary designations override instructions in a will
- Only the policy owner can change beneficiary designations
- In community property states (AZ, CA, ID, LA, NM, NV, TX, WA, WI), spousal consent is required if the spouse is not the sole primary beneficiary
- A confirmation letter is sent once the beneficiary change is processed
- Children under 18 cannot receive benefits directly; name a custodian or trust instead
Sources
Data sourced from Assurity primary sources (15 pages reviewed). How we research.
Download these Assurity instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Assurity primary sources. Bring it to the branch or keep it beside the phone.
Customer Connections
Fax1-888-255-2060
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
WebsiteLearn more→
Customer Connections
Fax1-888-255-2060
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
WebsiteLearn more→
Claims Department
Fax1-800-869-0368
Mailing Address
Assurity Life Insurance Company, P.O. Box 82533, Lincoln, NE 68501-2533
Claims Forms Line (Assurity Life Insurance Company of New York)
Verified Jul 2026
Estate planning articles
Learn how to protect your Assurity accounts and other assets with trusts, beneficiary designations, and estate planning documents.
