How to name beneficiaries and fund a trust at Arkansas Federal

Preparing your Arkansas Federal accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Arkansas Federal is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.

The transfer rules at Arkansas Federal vary across 10 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.