Estate planning at Arkansas Federal
How to protect 10 Arkansas Federal accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Services
Phone1-501-982-1000
Toll-Free1-800-456-3000
Fax1-501-982-3299
Mailing Address
Arkansas Federal Credit Union, 17500 Cantrell Road, Little Rock, AR 72223
Bill Pay Support
WebsiteLearn more→
Member Services
Phone1-501-982-1000
Toll-Free1-800-456-3000
Fax1-501-982-3299
Mailing Address
Arkansas Federal Credit Union, 17500 Cantrell Road, Little Rock, AR 72223
Bill Pay Support
WebsiteLearn more→
Bereavement
Phone1-501-982-1000
Toll-Free1-800-456-3000
Fax1-501-982-3299
Mailing Address
Arkansas Federal Credit Union, 17500 Cantrell Rd, Little Rock, AR 72223, Attention: Bereavement
WebsiteNotify online→
Verified May 2026
How your Arkansas Federal accounts transfer at death depends on how each one is set up. As a membership-based credit union, Arkansas Federal open to all Arkansas residents. Also available to employees of 700+ partner employers and organizations. Membership through the American Consumer Council is available (one-time $10 fee covered by the credit union). Headquarters at 17500 Cantrell Road, Little Rock, AR 72223. 24+ branches statewide. Absorbed United Arkansas FCU on December 10, 2025; member account data migration began February 27, 2026. With 10 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Account holders can update their beneficiary designations at Arkansas Federal in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Arkansas Federal has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 10 account types at Arkansas Federal.
View details →When someone dies
Death claim process
5-step process, 6 required documents, and contact information for survivors.
View details →Because Arkansas Federal serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Yes. Arkansas Federal accepts both revocable and irrevocable living trusts for deposit accounts including checking, savings, money market, and certificates. Trust accounts must be opened in person at a branch. You will need the full trust agreement or a Certificate of Trust, government-issued photo ID for all trustees, and the trust tax identification number (EIN) or SSN for revocable living trusts. IRA accounts cannot be retitled to a trust but can name a trust as beneficiary.
Yes, a trust can be named as beneficiary on a Traditional or Roth IRA at Arkansas Federal. IRAs themselves cannot be retitled to a trust. Naming a trust as IRA beneficiary can have significant tax implications for distribution timelines and required minimum distributions. Consult a tax advisor before designating a trust as your IRA beneficiary.
Arkansas Federal is open to anyone who lives or works in Arkansas, and to family members of existing members. Those outside Arkansas may join if employed by one of 700+ partner employers and organizations. Membership is also available through the Arkansas chapter of the American Consumer Council (a one-time $10 joining fee is paid by Arkansas Federal on the member's behalf). A one-time $5 share savings deposit establishes lifetime membership that continues even if you move, change jobs, or retire.
Sources
Data sourced from Arkansas Federal primary sources (16 pages reviewed). How we research.
Member Services
Phone1-501-982-1000
Toll-Free1-800-456-3000
Fax1-501-982-3299
Mailing Address
Arkansas Federal Credit Union, 17500 Cantrell Road, Little Rock, AR 72223
Bill Pay Support
WebsiteLearn more→
Member Services
Phone1-501-982-1000
Toll-Free1-800-456-3000
Fax1-501-982-3299
Mailing Address
Arkansas Federal Credit Union, 17500 Cantrell Road, Little Rock, AR 72223
Bill Pay Support
WebsiteLearn more→
Bereavement
Phone1-501-982-1000
Toll-Free1-800-456-3000
Fax1-501-982-3299
Mailing Address
Arkansas Federal Credit Union, 17500 Cantrell Rd, Little Rock, AR 72223, Attention: Bereavement
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your Arkansas Federal accounts and other assets with trusts, beneficiary designations, and estate planning documents.
