Estate planning and settlement at Arkansas Federal

How your Arkansas Federal accounts transfer at death depends on how each one is set up. As a membership-based credit union, Arkansas Federal open to anyone who lives or works in Arkansas, and to family members of existing members - no military, state, or government affiliation required. Also open to employees and members of 700+ partner employers and organizations, which extends eligibility outside Arkansas. Membership through the Arkansas chapter of the American Consumer Council carries a one-time $10 joining fee that Arkansas Federal pays on the member's behalf. Headquarters and delivery address: 17500 Cantrell Road, Little Rock, AR 72223. General mailing address: P.O. Box 24410, Little Rock, AR 72221. Mortgage servicing mail goes to a separate box: Attn: Mortgage Servicing, PO Box 22214, Little Rock, AR 72221. 25 branches statewide as of 2026-09-10. Heirs settling a former United Arkansas FCU account now deal with Arkansas Federal; that migration completed March 2, 2026. With 10 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.

Beneficiary designations at Arkansas Federal can be managed in branch and by phone, typically taking 15 to 30 minutes in a branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.