Anchorage Digital offers 7 consumer investment accounts that interact with estate planning in distinct ways. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.

At Anchorage Digital, beneficiary designations are managed by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.

There are two sides to estate planning at Anchorage Digital: setting things up while you're alive, and the process survivors follow after a death.

Preparing your estate

Beneficiaries and trust funding

How to update beneficiaries by phone, and review 7 account types at Anchorage Digital.

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When someone dies

Death claim process

5-step process, 6 required documents, and contact information for survivors.

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Frequently asked questions

Anchorage Digital Bank, N.A. is the first federally chartered digital asset bank in the United States. It received a national trust bank charter from the Office of the Comptroller of the Currency (OCC) in January 2021. As a federally chartered bank, it operates as a qualified custodian under federal banking law and is subject to ongoing OCC supervision, examination, and compliance requirements.

Anchorage Digital primarily serves institutional clients including asset managers, venture capital firms, hedge funds, corporate treasuries, protocol foundations, and banks. Qualified individuals may also be eligible. Anchorage Digital is not a retail consumer bank; all clients must complete institutional-grade onboarding with KYC/AML verification. Contact Anchorage Digital directly to discuss eligibility.

Yes. A trust entity can open a custody account directly with Anchorage Digital Bank. The trust must complete institutional onboarding, including providing the trust agreement, trustee identification, and beneficial ownership documentation. Assets held in a trust custody account pass according to the trust terms without requiring probate, making this the most effective estate planning structure for institutional digital asset holdings.

No. Anchorage Digital does not offer standard beneficiary designations (TOD/POD) on custody accounts. Institutional clients typically structure asset ownership through entity agreements, fund documents, or trust instruments. Individual account holders should consider holding assets through a trust entity to avoid probate. Without a trust or entity structure, estate transfer requires probate court proceedings.

Anchorage Digital supports custody for a broad range of digital assets including Bitcoin, Ethereum, Solana, Aptos, Sui, and many others. Staking is available for proof-of-stake assets with flexible delegation. The platform regularly adds support for new assets. Contact Anchorage Digital for the current list of supported assets, as it expands frequently.

Yes. As a federally chartered national trust bank regulated by the OCC, Anchorage Digital Bank N.A. meets the definition of a qualified custodian under applicable securities law. This status is relevant for registered investment advisers subject to the SEC custody rule, and for institutional investors requiring qualified custody for regulatory compliance. Anchorage Digital also holds a South Dakota trust company charter with fiduciary powers.

Anchorage Digital uses HSM-protected storage with multisig governance, biometric voice and video authentication, cryptographically signed instructions, and behavioral analytics with outlier detection. Assets are held in segregated client accounts under federal banking supervision. The platform maintains SOC 1 and SOC 2 Type II certifications and carries industry-leading insurance. 90% of transactions process in under 20 minutes.

Anchorage Digital Bank is the first federally chartered stablecoin issuer following the GENIUS Act. The platform offers end-to-end white-label stablecoin issuance with native launch across 45+ networks, built-in KYB and transaction monitoring, and no issuance caps. Current issuance partnerships include Tether (USA₮), Ethena Labs (USDtb, America's first federally regulated stablecoin), OSL (USDGO, Asia-focused regulated stablecoin backed by U.S. Treasuries), and Western Union (USDPT on Solana for cross-border payments). Anchorage also offers Stablecoin Solutions for Banks, enabling licensed international banks to natively mint and redeem stablecoins for cross-border USD settlement.

Yes. Anchorage Digital Bank N.A. has been named as an additional custodian eligible to support spot crypto ETPs and other funds for BlackRock, the largest issuer of spot crypto ETPs globally. As a federally chartered qualified custodian, Anchorage Digital provides bankruptcy-remote custody and is legally required to segregate client assets from one another and from firm funds. This makes it a qualified custodian for registered investment advisers subject to the SEC custody rule.