What happens to your Anchorage Digital accounts when you die

Covers 5 crypto, 1 lending, and 1 deposit accounts — all transfer through probate

Anchorage Digital

Crypto Platform · Online Only

anchorage.com
A

Anchorage Digital Client Services

Mailing Address

Anchorage Digital Bank, N.A., Sioux Falls, SD

Anchorage Digital Client Services

Mailing Address

Anchorage Digital Bank, N.A., Sioux Falls, SD

Anchorage Digital Client Services / Legal & Compliance (no dedicated retail claims line or online estate portal; estate matters route through the client relationship manager and legal/compliance)

Verified Jul 2026

Anchorage Digital does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All Anchorage Digital accounts pass through the estate at death and may require probate.

When an account holder dies, the executor or administrator will need to contact Anchorage Digital with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.

Beneficiary designations at Anchorage Digital can be managed by phone. These designations take legal priority over a will, which is why reviewing them after marriage, divorce, or the birth of a child is so important.

Anchorage Digital has specific requirements to be aware of: Institutional onboarding and KYC/AML verification required for all accounts, Individual accounts require qualification as an eligible person under institutional standards, and Trust accounts require full trust documentation and trustee verification. These requirements may affect timing, so plan accordingly when updating multiple accounts.

The process typically takes Varies based on account type and legal structure.

Why trust accounts are not available

When a trust owns a Anchorage Digital account, that account bypasses probate completely—it transfers under the trust terms instead of through a court. Anchorage Digital allows trust retitling .

Fiat Custody

Fiat Custody

Fiat currency custody through an FDIC-insured, licensed sub-custodian. Unified cash and crypto visibility through the same integrated platform. Enables fiat on-ramp and off-ramp functionality for institutional clients.

Probate Required
SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Anchorage Digital primary sources (32 pages reviewed). How we research.

Download these Anchorage Digital instructions

Download instructions for the whole estate

A printable PDF with the steps, required documents, and contact details — verified against Anchorage Digital primary sources. Bring it to the branch or keep it beside the phone.

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