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OverviewPreparing your estateWhen someone dies
OverviewPreparing your estateWhen someone dies
Home→Financial Institutions→Anchorage Digital→Preparing your estate

What happens to your Anchorage Digital accounts when you die

Covers 5 crypto, 1 lending, and 1 deposit accounts — all transfer through probate

Anchorage Digital

Crypto Platform · Online Only

anchorage.com→
A

Anchorage Digital Client Services

Phone+1 (415) 941-6300
Emailcontact@anchorage.com
Mailing Address

Anchorage Digital Bank, N.A., Sioux Falls, SD

WebsiteLearn more→

Anchorage Digital Client Services

Phone+1 (415) 941-6300
Emailcontact@anchorage.com
Mailing Address

Anchorage Digital Bank, N.A., Sioux Falls, SD

WebsiteLearn more→

Anchorage Digital Client Services / Legal & Compliance (no dedicated retail claims line or online estate portal; estate matters route through the client relationship manager and legal/compliance)

Phone+1 (415) 941-6300
Emailcontact@anchorage.com
WebsiteNotify online→
Verified Jul 2026

Anchorage Digital does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All Anchorage Digital accounts pass through the estate at death and may require probate.

When an account holder dies, the executor or administrator will need to contact Anchorage Digital with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.

Beneficiary designations at Anchorage Digital can be managed by phone. These designations take legal priority over a will, which is why reviewing them after marriage, divorce, or the birth of a child is so important.

Anchorage Digital has specific requirements to be aware of: Institutional onboarding and KYC/AML verification required for all accounts, Individual accounts require qualification as an eligible person under institutional standards, and Trust accounts require full trust documentation and trustee verification. These requirements may affect timing, so plan accordingly when updating multiple accounts.

The process typically takes Varies based on account type and legal structure.

Why trust accounts are not available

When a trust owns a Anchorage Digital account, that account bypasses probate completely—it transfers under the trust terms instead of through a court. Anchorage Digital allows trust retitling .

Fiat Custody

Fiat Custody

Fiat currency custody through an FDIC-insured, licensed sub-custodian. Unified cash and crypto visibility through the same integrated platform. Enables fiat on-ramp and off-ramp functionality for institutional clients.

Probate Required
SimplyTrustSimplyTrust Editorial·Updated July 12, 2026

Sources

  • anchorage.com
  • occ.gov

Data sourced from Anchorage Digital primary sources (32 pages reviewed). How we research.

Download these Anchorage Digital instructions

Download instructions for the whole estate→

A printable PDF with the steps, required documents, and contact details — verified against Anchorage Digital primary sources. Bring it to the branch or keep it beside the phone.

Anchorage Digital

Crypto Platform · Online Only

anchorage.com→
A

Anchorage Digital Client Services

Phone+1 (415) 941-6300
Emailcontact@anchorage.com
Mailing Address

Anchorage Digital Bank, N.A., Sioux Falls, SD

WebsiteLearn more→

Anchorage Digital Client Services

Phone+1 (415) 941-6300
Emailcontact@anchorage.com
Mailing Address

Anchorage Digital Bank, N.A., Sioux Falls, SD

WebsiteLearn more→

Anchorage Digital Client Services / Legal & Compliance (no dedicated retail claims line or online estate portal; estate matters route through the client relationship manager and legal/compliance)

Phone+1 (415) 941-6300
Emailcontact@anchorage.com
WebsiteNotify online→
Verified Jul 2026

Estate planning articles

Learn how to protect your Anchorage Digital accounts and other assets with trusts, beneficiary designations, and estate planning documents.

When you're ready, we're here.

A revocable living trust skips probate, stays private, and takes 15 minutes.

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Estate planning articles

Learn how to protect your Anchorage Digital accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Reimbursable Trustee Expenses: A Clear Overview

Reimbursable Trustee Expenses: A Clear Overview

Which trustee expenses does a trust reimburse?
Estate Settlement
SimplyTrustSimplyTrust EditorialJuly 13, 2026
Refundable Executor Expenses: What Estates Cover

Refundable Executor Expenses: What Estates Cover

Learn which out-of-pocket costs executors recover from estates.
Estate Settlement
SimplyTrustSimplyTrust EditorialJuly 13, 2026
Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on trusts: any estate plan at all is a good thing. We agree about that. There's one thing we don't agree with him about on trusts, though.
Trusts
SimplyTrustSimplyTrust EditorialJuly 6, 2026
Jean Chatzky on Estate Planning: It’s a Gift

Jean Chatzky on Estate Planning: It’s a Gift

On estate planning, Jean Chatzky's most important reframe may be the simplest one. She says estate planning isn’t about your passing, it’s about your love for family.
Estate Planning
SimplyTrustSimplyTrust EditorialJuly 6, 2026
Robert Kiyosaki on Trusts: A Structural Necessity

Robert Kiyosaki on Trusts: A Structural Necessity

According to Robert Kiyosaki, trusts are a necessity for everyone, not only the wealthy.
Trusts
SimplyTrustSimplyTrust EditorialJune 30, 2026
Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on estate planning: start with a living trust and have regular conversations with your heirs about how to manage finances when the trust becomes active.
Trusts
SimplyTrustSimplyTrust EditorialJune 30, 2026

Is this your situation?

Get a complete guide for your specific circumstances.

New Baby or Adoption

New Baby or Adoption

Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.

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Marriage

Marriage

What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.

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New Home

New Home

How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.

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Retirement

Retirement

Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.

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