Estate planning at American Eagle FCU
How to protect 9 American Eagle FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Contact Center
Phone1-860-568-2020
Toll-Free1-800-842-0145
Fax1-860-657-4908
Mailing Address
American Eagle Financial Credit Union, PO Box 280128, East Hartford, CT 06128-0128
WebsiteLearn more→
Member Contact Center
Phone1-860-568-2020
Toll-Free1-800-842-0145
Fax1-860-657-4908
Mailing Address
American Eagle Financial Credit Union, PO Box 280128, East Hartford, CT 06128-0128
WebsiteLearn more→
Member Contact Center
Phone1-860-568-2020
Toll-Free1-800-842-0145
Fax1-860-657-4908
Mailing Address
American Eagle Financial Credit Union, PO Box 280128, East Hartford, CT 06128-0128
WebsiteNotify online→
Verified Apr 2026
American Eagle FCU is a credit union offering 9 accounts that interact with estate planning in different ways. As a membership-based credit union, American Eagle FCU membership is open to anyone who lives, works, worships, or attends school in Hartford, Middlesex, Tolland, and New Haven counties in Connecticut, or Hampden County in Massachusetts. Also open to individuals who work or have retired from the healthcare industry anywhere in Connecticut (expanded through Wellness FCU merger, June 2024). 16 branches across Connecticut. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Beneficiary changes at American Eagle FCU can be made in branch and by mail. Accounts can also be retitled into a trust to keep them out of probate entirely.
There are two sides to estate planning at American Eagle FCU: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 9 account types at American Eagle FCU.
View details →When someone dies
Death claim process
5-step process, 6 required documents, and contact information for survivors.
View details →American Eagle FCU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Membership is open to anyone who lives, works, worships, or attends school in Hartford, Middlesex, Tolland, and New Haven counties in Connecticut, or Hampden County in Massachusetts. Individuals who work or have retired from the healthcare industry anywhere in Connecticut are also eligible. This healthcare eligibility was expanded through the merger with Wellness Federal Credit Union, completed June 2024.
American Eagle Financial Credit Union completed its merger with Wellness Federal Credit Union (WFCU) on June 30, 2024. Former Wellness FCU members became American Eagle members with access to all products and services, including 16 branch locations across Connecticut. The merger also expanded membership eligibility to include healthcare industry workers and retirees throughout the state of Connecticut.
Yes. American Eagle Investment Services, offered through LPL Financial, connects members with Investment Advisor Representatives who provide personalized plans covering legacy planning, education planning, retirement planning, and portfolio analysis. Life insurance products are also available through LPL Financial. Investment products are not NCUA insured and involve investment risk.
Yes. American Eagle deposit accounts are insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per insured credit union. IRA accounts receive separate $250,000 NCUA coverage. Investment products offered through LPL Financial are not NCUA or FDIC insured and involve investment risk.
Yes. American Eagle allows members to open trust accounts using their checking and savings products. You will need to bring the trust agreement or Certificate of Trust, government-issued ID for all trustees, and the trust tax identification number (TIN/EIN) or grantor SSN for revocable trusts. Only the trustees may transact on the trust account. Visit any branch or call 800-842-0145 to begin the process.
American Eagle offers Traditional IRA, Roth IRA, and Education IRA accounts, each available as IRA certificate accounts with various terms. The minimum opening deposit for IRAs is $500 with a $1 minimum balance to earn the stated APY. Traditional IRAs offer tax-deferred growth with potentially tax-deductible contributions. Roth IRAs provide tax-free qualified withdrawals in retirement. Education IRAs offer tax-advantaged savings for qualified education expenses. IRAs cannot be titled to a trust, but a trust can be named as beneficiary.
American Eagle provides free online and mobile banking services. Trust accounts can be managed through these digital channels once the account is set up. The credit union also offers video teller banking for remote assistance. For specific trust account questions, contact the Member Contact Center at 800-842-0145.
Sources
Data sourced from American Eagle FCU primary sources (19 pages reviewed). How we research.
Member Contact Center
Phone1-860-568-2020
Toll-Free1-800-842-0145
Fax1-860-657-4908
Mailing Address
American Eagle Financial Credit Union, PO Box 280128, East Hartford, CT 06128-0128
WebsiteLearn more→
Member Contact Center
Phone1-860-568-2020
Toll-Free1-800-842-0145
Fax1-860-657-4908
Mailing Address
American Eagle Financial Credit Union, PO Box 280128, East Hartford, CT 06128-0128
WebsiteLearn more→
Member Contact Center
Phone1-860-568-2020
Toll-Free1-800-842-0145
Fax1-860-657-4908
Mailing Address
American Eagle Financial Credit Union, PO Box 280128, East Hartford, CT 06128-0128
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your American Eagle FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
