How to name beneficiaries and fund a trust at Aloha Pacific FCU
Beneficiaries are managed in branch. Trust paperwork is taken in branch
Estate planning at Aloha Pacific FCU means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because Aloha Pacific FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
Across 19 product types, Aloha Pacific FCU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
Beneficiary form at Aloha Pacific FCU
Membership Application (Account Card) and Beneficiary Update Form.
Open the form →Required Documents
- Each payable-on-death payee's name and street address
Required Documents
- Personal trust document (for a trust account)
- Valid photo ID for each person on the account. A state ID, driver's license or passport; each person's Social Security card may also be required
- Field of membership verification
- Completed Membership Application
- Opening deposit
Required Documents
- Each payable-on-death payee's name and street address
What Aloha Pacific FCU says about beneficiaries and trusts
Each section is Aloha Pacific FCU's own statement, with the document it comes from numbered under Sources.
Which accounts take a beneficiary2
- Payable-on-death account
The Account Card offers a payable-on-death designation, which can cover all of the member's accounts or only the accounts the member lists.1
- Joint account with survivorship
The Account Card offers individual ownership, a joint account with rights of survivorship and a joint account without them.1
Who can be named1
- A person
The Account Card names each payable-on-death payee by name and address.1
Beneficiary forms Aloha Pacific FCU issues2
- Membership Application (Account Card)
Completed by the member and any joint owners. Available to download.1
- Beneficiary Update Form
Completed by the member. Available to download.2
Return to
Mailing address: Aloha Pacific Federal Credit Union, P.O. Box 2281, Honolulu, HI 96804-2281
What Aloha Pacific FCU's agreement says about beneficiaries2
- Changing or revoking a designation
Beneficiaries are added and removed at a branch. The Beneficiary Update Form only completes missing details for a beneficiary already on the account and cannot add or remove one.3, 2
- When a designation takes effect
The ownership, designations and other terms on the Account Card apply to every account listed on it until the credit union is told of a change in writing.1
Trust account forms Aloha Pacific FCU issues1
- Membership Application (Account Card)
Completed by the trustee. Available to download.1
What Aloha Pacific FCU says about trust accounts2
- Whether a new account is opened
A trust account is opened in person at a branch, separately from the online membership portal that other accounts can use.4
- Membership
Members may open up to 10 accounts with different account numbers and different ownerships, and each one keeps $5 in its savings account.3
Not in Aloha Pacific FCU's published guidance8
- An online way to name a beneficiary
- How shares are split among beneficiaries
- What a designation takes to be effective
- Terms in its agreements for a beneficiary designation
- What the owner provides to name a beneficiary, for retirement accounts
- A beneficiary designation form, for retirement accounts
- Terms in its agreements for a trust account
- How long a change takes
Sources4
- 1.Membership Application (Account Card)
- 2.Beneficiary Update Form, Revised: 03/01/2026
- 3.FAQs: Account Support
- 4.Membership
Sources
Data sourced from Aloha Pacific FCU primary sources (36 pages reviewed). How we research.
Download these Aloha Pacific FCU instructions
A printable PDF with the steps, required documents, and contact details, verified against Aloha Pacific FCU primary sources. Bring it to the branch or keep it beside the phone.
Aloha Pacific FCU estate support
Contact Center
Phone
Toll-free
Bank-by-Phone (24-hour automated)
Hours
Office
Mailing address
Website
Estate requests go through general customer service.
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