What happens to your Albert accounts when you die
Covers 2 deposit, and 1 investment accounts — all transfer through probate
Albert Customer Support (no dedicated estate/death claims department)
Phone(844) 891-9309
Emailsupport@albert.com
WebsiteNotify online→
Verified May 2026
Albert does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All Albert accounts pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact Albert with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
Albert does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.
Why trust accounts are not available
Albert does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.
Albert Cash AccountAlbert Savings
Albert Cash Account
Functions as a checking account with a Mastercard debit card issued by Sutton Bank, Member FDIC, or Stride Bank, N.A., Member FDIC. No monthly maintenance fees and no minimum balance requirements. Offers early direct deposit (up to 2 days early), fee-free ATM access at 55,000+ locations, and cash back rewards on select purchases. FDIC-insured up to $250,000 on a pass-through basis. Per the Deposit Account Agreement, the account cannot be owned or titled as Payable on Death (POD) or In Trust For (ITF). No beneficiary designation or trust retitling available.
Probate Required
Albert Savings
Automated savings feature that uses smart algorithms to analyze spending and automatically transfer small amounts to savings. Savings are held at FDIC-insured partner banks including Sutton Bank, Stride Bank, N.A., and Wells Fargo, N.A. Users can create multiple savings funds for different goals. High Yield Savings (3.25% APY as of May 22, 2026, variable rate) available on eligible subscription tiers; no minimum balance required. FDIC-insured up to $250,000 on a pass-through basis. No POD beneficiary designation or trust retitling available.
Probate Required
Albert Customer Support (no dedicated estate/death claims department)
Phone(844) 891-9309
Emailsupport@albert.com
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your Albert accounts and other assets with trusts, beneficiary designations, and estate planning documents.
