Estate planning at Albert
How to protect 3 Albert accounts — file death claims
Albert Customer Support (no dedicated estate/death claims department)
Phone(844) 891-9309
Emailsupport@albert.com
WebsiteNotify online→
Verified Apr 2026
How your Albert accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
Albert provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to review 3 account types at Albert.
View details →When someone dies
Death claim process
6-step process, 4 required documents, and contact information for survivors.
View details →Frequently asked questions
Yes. Albert Cash account deposits are FDIC-insured up to $250,000 on a pass-through basis through Sutton Bank or Stride Bank, N.A., Members FDIC. Albert Savings deposits are FDIC-insured through partner banks including Coastal Community Bank, Axos Bank, and Wells Fargo, N.A. Albert Investing accounts are SIPC-insured up to $500,000 (including $250,000 for cash) through Albert Securities, LLC, member FINRA/SIPC. Albert itself is not a bank.
Albert is not a bank. Albert Cash account deposits are held by Sutton Bank (Member FDIC) or Stride Bank, N.A. (Member FDIC). Albert Savings deposits are held at FDIC-insured partner banks including Coastal Community Bank, Wells Fargo, N.A., and Axos Bank. Investment accounts are held through Albert Securities, LLC (member FINRA/SIPC) with clearing and custody by Apex Clearing Corp.
Albert Investing accounts are provided through Albert Securities, LLC, a member of FINRA and SIPC. Securities are cleared and held in custody by Apex Clearing Corp. SIPC protection covers up to $500,000 in securities (including a $250,000 limit for cash) in the event Albert Securities or the clearing firm fails. SIPC does not protect against declines in the value of securities.
No. Albert accounts may only be owned and titled in the name of one individual person. The Deposit Account Agreement does not allow accounts to be titled in the name of an organization, trust, or any entity other than a single individual. To fund a trust, you would need to transfer funds to a trust account at another institution.
Albert offers three subscription tiers: Genius at $14.99/month for new users, Standard at $19.99/month, and Family at $39.99/month (up to 4 separate member accounts). All plans include a 30-day free trial. A Genius subscription or higher is required to access Albert Savings and Investing features.
Sources
Data sourced from Albert primary sources (14 pages reviewed). How we research.
Albert Customer Support (no dedicated estate/death claims department)
Phone(844) 891-9309
Emailsupport@albert.com
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Albert accounts and other assets with trusts, beneficiary designations, and estate planning documents.
