Planning ahead for your Wag earnings
Wag Labs, Inc. earnings cannot be transferred and have no beneficiary option — here is what you can do while the account is active
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Transfer of earnings after death is not guaranteed under Wag Labs, Inc.'s terms. Lifetime planning offers a more reliable way to manage and share earnings while the account is active.
How to protect your Wag earnings
5 lifetime planning steps for your Wag earnings:
Family sharing
Wag! does not offer family sharing, pooling, or co-ownership of a caregiver account. A caregiver account is personal and tied to an individual who has passed Wag!'s background check and identity verification, and the Terms of Service prohibit assigning rights or obligations without Wag!'s prior written consent. The only routine way money leaves the platform is the caregiver's own payout — the standard weekly Stripe payout, or the optional Instant Pay — which lands in a bank account or on a debit card the caregiver controls.
Should you save your passwords for your family?
Some people store account passwords so a family member can sign in later. The practice has three practical limits:
- Two-factor authentication often blocks it. Most accounts require a second factor — a code sent to a phone, an authenticator app, a passkey, or a physical key. A saved password alone frequently does not grant access, and the recovery codes that would are easy to lose or let go stale.
- It usually conflicts with the platform's terms. Most operators prohibit account sharing and signing in as another person, including after a death. Stored credentials are not the operator's recognized access path, and using them can violate the terms of service.
- Operators provide other paths. Where an operator offers a designation tool — Apple's Legacy Contact, Google's Inactive Account Manager, a beneficiary designation — that mechanism grants access the operator recognizes. A password manager's own emergency-access or legacy feature passes credentials through a controlled process. Digital assets named in a will or trust give a fiduciary authority under each state's Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA).
Frequently asked questions
Record the account email and phone number for your executor, since Wag! has no documented estate or beneficiary process and the account cannot be transferred without Wag!'s written consent. Note the Stripe payout destination (the bank account or debit card receiving your earnings) so funds can be traced, keep your own record of completed-but-unpaid services and your tax documents (such as your 1099) outside the app, and tell your executor that money already paid out is in your bank account while only unpaid earnings would need to be claimed from Wag!.
Recording that a Wag account exists, alongside other accounts, gives a fiduciary the information needed to reach the operator through its official process.
Wag does not support beneficiary designations. Unlike financial accounts, there is no way to name a beneficiary on this type of account.
Sources
Data sourced from Wag Labs, Inc. primary sources (5 pages reviewed). How we research.
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