How to protect your Peloton account while you are alive
There is no way to name a beneficiary or successor on a Peloton account. Peloton Interactive allows no transfer of the account while the holder is alive.
Because Peloton Interactive's terms close a Peloton account at death, anything kept from it is exported, moved or handed over while the holder is alive. There is no way to name a beneficiary or successor on a Peloton account. Peloton Interactive allows no transfer of the account while the holder is alive.
How to protect your Peloton accounts
Naming who acts after a death
- Designation
There is no way to name a beneficiary or successor on a Peloton account; neither the All-Access nor the App Membership can be reassigned to another person, including by inheritance.1
What Peloton Interactive, Inc.'s terms say about sharing and transfers3
- Family plans and household sharing
A single All-Access Membership ($49.99/month) covers everyone in one household at one residential address, with up to 20 user profiles and one Peloton Product from each category (Bike, Tread, Row) plus the Peloton Guide and App.1
Two products of the same type, such as two Bikes or a Tread and a Tread+, require two separate All-Access Memberships. The App Membership is a single-user Membership and cannot be shared with a secondary user.1
- Gifting and purchases for others
Gift or promotional Peloton Memberships, including gifted All-Access Memberships, cannot be assigned, transferred, purchased or sold, redeemed for cash or credit, or used to pay debts by the recipient.2
- Exporting and backing up data
In the Member profile, the Workouts tab's Download Workouts delivers a spreadsheet of workout details (minutes in class, mileage, total output, calories burned). Workout history is attached to the account and is deleted with it.3
Sources3
- 1.Peloton Membership Terms, Last Updated October 1, 2025
- 2.Peloton Terms of Service, Last Updated October 1, 2025
- 3.How to Download Your Workout History and Data
Should you save your passwords for your family?
Some people store account passwords so a family member can sign in later. The practice has three practical limits:
- Two-factor authentication often blocks it. Most accounts require a second factor — a code sent to a phone, an authenticator app, a passkey, or a physical key. A saved password alone frequently does not grant access, and the recovery codes that would are easy to lose or let go stale.
- It usually conflicts with the platform's terms. Most operators prohibit account sharing and signing in as another person, including after a death. Stored credentials are not the operator's recognized access path, and using them can violate the terms of service.
- Operators provide other paths. Where an operator offers a designation tool — Apple's Legacy Contact, Google's Inactive Account Manager, a beneficiary designation — that mechanism grants access the operator recognizes. A password manager's own emergency-access or legacy feature passes credentials through a controlled process. Digital assets named in a will or trust give a fiduciary authority under each state's Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA).
Sources
Data sourced from Peloton Interactive, Inc. primary sources (10 pages reviewed). How we research.
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