Estate planning as a Burger King account holder

Royal Perks is Burger King's free loyalty program, run by Burger King Company LLC (a Restaurant Brands International company). Members earn points called "Crowns" on eligible purchases at participating U.S. Burger King restaurants and redeem them for eligible menu items. Crowns are a loyalty currency rather than a stored-value balance: they carry no cash value, are personal and non-transferable, remain the property of the Sponsor, and expire roughly six months after they are earned. Because the program terms make the account and Crowns personal to the member and do not provide a way to pass them to an heir or estate, any unredeemed Crowns are effectively lost at death.

Under Burger King's terms, Crowns are not property of the account holder and are forfeited when the account closes at death. No estate planning document—will, trust, or otherwise—can override this forfeiture.

What happens at death

The Royal Perks Terms and Conditions (Last Revised October 9, 2025) state, under General Conditions, that "Your Account, Crowns, Rewards, and Program Benefits are personal to you and may not be sold, transferred, assigned to, or shared with family, friends, or others (except as specifically permitted by the Sponsor, in its sole and absolute discretion), or used by you for any commercial purpose." The same terms add that "Each Account is specific to an individual and may not be shared, transferred, or sold. Crowns and Rewards earned under the Program have no cash value," and that "All Program-Related Information is and remains the sole and exclusive property of the Sponsor." A full read of the terms found no death, deceased, estate, heir, beneficiary, executor, or probate provision anywhere in the document, and Burger King does not offer a beneficiary designation for Royal Perks. Separately, Crowns expire on the first day of the month following the sixth month from the date they were earned, and the Sponsor reserves the right to unregister any account inactive for two consecutive years, in which case "all Crowns and any Rewards and/or Program Benefits associated with such Account are revoked, nullified, and voided." Taken together, the practical outcome at death is forfeiture: unredeemed Crowns are lost, and there is no documented path to transfer them or the account to a survivor or the estate. The one opening is the parenthetical carve-out — the Sponsor may specifically permit a transfer in its sole and absolute discretion — and Burger King's own Help Center shows Guest Care exercising that kind of discretion in another setting, moving Crown Points and gift card balances from one BK account to another when a member changes email addresses.