How to name beneficiaries and fund a trust at Wings CU
Covers 10 deposit, 3 retirement, and 2 investment accounts — beneficiaries must be updated in-branch
14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
Member Services
14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
Member Services - Estate/Deceased Accounts
Wings Credit Union, 14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
Preparing your Wings CU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Wings CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
Across 15 product types, Wings CU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
- Request a POD (Payable on Death) beneficiary designation form
- Bring government-issued photo ID for identity verification
- Provide beneficiary details: full name, date of birth, Social Security number, Wings ID (if applicable), and relationship
- Designate primary and contingent beneficiaries with percentage allocations
- Sign and submit the completed form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations available for deposit accounts (checking, savings, certificates, money market)
- Online beneficiary designation is not available; must use branch, phone, or mail
- Beneficiary designation form allows up to 6 named beneficiaries with percentage allocations
- Investment account beneficiaries managed separately through LPL Financial
- Post-merger note: Ent branches in Colorado may have different forms during systems integration (expected through 2028)
Sources
Data sourced from Wings CU primary sources (33 pages reviewed). How we research.
Download these Wings CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Wings CU primary sources. Bring it to the branch or keep it beside the phone.
14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
Member Services
14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
Member Services - Estate/Deceased Accounts
Wings Credit Union, 14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
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