Estate planning at Wings CU
How to protect 15 Wings CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Wings CU's Member Services
Phone1-800-692-2274
Toll-Free1-800-692-2274
Mailing Address
14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
Member Services
Phone(952) 997-8000
Toll-Free1-800-692-2274
Mailing Address
14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
WebsiteLearn more→
Member Services - Estate/Deceased Accounts
Phone1-800-692-2274
Mailing Address
Wings Credit Union, 14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
WebsiteNotify online→
Verified May 2026
Wings CU offers 15 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Wings CU membership available to eligible Minnesota, Wisconsin, and Colorado counties; Orlando, FL; Detroit, MI; Seattle-Tacoma, WA; Atlanta, GA; plus U.S. aviation industry workers. Wings Financial Foundation membership available to anyone with a $5 donation; members span all 50 states and beyond. 32 Wings-branded branches across MN, WI, MI, FL, and GA. Legacy Ent branches in Colorado operate on separate systems until full integration (expected 2028). Legacy Ent and Wings accounts will be aggregated after June 30, 2026. Headquarters at 14985 Glazier Ave, Suite 100, Apple Valley, MN 55124. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Managing beneficiaries at Wings CU is straightforward—changes can be made in branch, by mail, and by phone, typically taking 15-30 minutes in branch; additional processing time by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Wings CU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 15 account types at Wings CU.
View details →When someone dies
Death claim process
Contact Wings CU's Member Services to file a claim. 3-step process, 6 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Wings CU's Member Services at 1-800-692-2274.
Wings CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
The merger of Wings Financial and Ent Credit Union became effective January 1, 2026, with the combined entity operating as Wings Credit Union. No immediate action is required by members. Existing beneficiary designations, POD designations, and trust account titling remain in effect. Members who have both a legacy Ent and a legacy Wings share account should note that after June 30, 2026, those accounts will be aggregated into one account and insured up to a maximum of $250,000 under NCUA share insurance. Full systems integration is expected by 2028; until then, Ent branches in Colorado and Wings branches in other states operate on separate systems. Members should verify their beneficiary designations are current at their local branch.
Elevate Savings offers competitive yields with no monthly fees or term commitments. It requires a $10,000 minimum opening deposit (new money only) and $10,000 average daily balance. To earn the disclosed APY, you need $1,000+ in ACH payroll direct deposits within the 34 calendar days preceding month-end. Like other deposit accounts, it supports POD beneficiary designations and trust retitling.
Yes. The Wings Credit Union Trust Account Application & Signature Card requires that at least one trustee sign the application in the presence of a notary public. All trustees must be eligible for Credit Union membership and authorized to act independently on the trust. The application can be downloaded from wingscu.com/forms-disclosures and submitted in person at a branch or mailed with supporting documents to Wings Credit Union, 14985 Glazier Ave, Suite 100, Apple Valley, MN 55124.
Wings Credit Union membership is open to individuals who live or work in eligible Minnesota, Wisconsin, or Colorado counties; the Orlando, FL metro area; Detroit, MI metro area; Seattle-Tacoma, WA metro area; or Atlanta, GA metro area. U.S. aviation industry workers are also eligible. Anyone can join through the Wings Financial Foundation with a $5 donation. Members span all 50 states. A $5 Share Savings account is required for membership. You can apply online at wingscu.com/join-wings or visit any branch.
Sources
Data sourced from Wings CU primary sources (31 pages reviewed). How we research.
Phone1-800-692-2274
Toll-Free1-800-692-2274
Mailing Address
14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
Member Services
Phone(952) 997-8000
Toll-Free1-800-692-2274
Mailing Address
14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
WebsiteLearn more→
Member Services - Estate/Deceased Accounts
Phone1-800-692-2274
Mailing Address
Wings Credit Union, 14985 Glazier Ave, Suite 100, Apple Valley, MN 55124
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your Wings CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
