What happens to your UWM accounts when you die
Covers 5 lending accounts — all transfer through probate
UWM Research Department (deceased customer / successor in interest)
Phone1-888-464-2432
Fax1-469-322-4622
Mailing Address
UWM Research Department, PO Box 612488, Dallas, TX 75261
WebsiteLearn more→
Verified Jul 2026
UWM does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All UWM mortgage loans pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact UWM with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
UWM does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.
Why trust accounts are not available
When a trust owns a UWM account, that account bypasses probate completely—it transfers under the trust terms instead of through a court. UWM allows trust retitling by mail.
Sources
Data sourced from UWM primary sources (14 pages reviewed). How we research.
Download these UWM instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against UWM primary sources. Bring it to the branch or keep it beside the phone.
UWM Research Department (deceased customer / successor in interest)
Phone1-888-464-2432
Fax1-469-322-4622
Mailing Address
UWM Research Department, PO Box 612488, Dallas, TX 75261
WebsiteLearn more→
Verified Jul 2026
Estate planning articles
Learn how to protect your UWM accounts and other assets with trusts, beneficiary designations, and estate planning documents.
