How to name beneficiaries and fund a trust at United American
Covers 10 insurance accounts — beneficiaries can be managed online
Customer Care
Phone1-800-331-2512
Fax(972) 569-3721
Mailing Address
United American Insurance Company, 7677 Henneman Way, McKinney, TX 75070
Find an Agent
Group Insurance Inquiries
WebsiteLearn more→
Customer Care
Phone1-800-331-2512
Fax(972) 569-3721
Mailing Address
United American Insurance Company, 7677 Henneman Way, McKinney, TX 75070
Find an Agent
Group Insurance Inquiries
WebsiteLearn more→
Life Claims
Phone1-800-331-2512
Fax(972) 569-3709
Mailing Address
United American Insurance Company, Attn: Life Claims, P.O. Box 8076, McKinney, TX 75070-8076
Cancer claims fax
WebsiteNotify online→
Verified Jul 2026
For United American policyholders, estate planning comes down to one critical step: making sure the right beneficiaries are named on every policy. Insurance proceeds bypass probate entirely and go directly to whoever is listed—regardless of what a will says. When estate tax planning or controlled distributions are a factor, a trust can be named as beneficiary instead.
Across 10 product types, United American policies vary in how they transfer at death. The sections below walk through beneficiary designations, trust funding options, and which products support each method.
Final Expense Whole Life InsuranceJuvenile Whole Life InsuranceMedicare Supplement Plan AMedicare Supplement Plan GMedicare Supplement Plan NMedicare Supplement Plans B, C, D, F, K, L, MCancer InsuranceCritical Illness InsuranceAccident InsuranceGroup Retiree Health Plan
1
Log in to your United American account
- Visit myaccount.unitedamerican.com and log in to your policyholder account
- Navigate to your life insurance policy details
- Select the option to update or change beneficiary designations
2
Complete the beneficiary change
- Enter primary beneficiary information: full legal name, date of birth, relationship, Social Security Number, and percentage allocation
- Enter contingent beneficiary information if desired
- For trusts: enter the full legal trust name, date the trust was established, and trustee name
- Ensure percentage allocations total 100% for both primary and contingent categories
- Review and submit the beneficiary change electronically
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts can be named as beneficiaries on whole life insurance policies
- Percentage allocations for primary beneficiaries must total 100%
- Percentage allocations for contingent beneficiaries must total 100%
- Beneficiary designations on life insurance policies override instructions in a will
- Community property states may require spousal consent for beneficiary changes
Sources
- www2.unitedamerican.com
- home.globelifeinsurance.com
- eclaims.unitedamerican.com
- myaccount.unitedamerican.com
Data sourced from United American primary sources (14 pages reviewed). How we research.
Download these United American instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against United American primary sources. Bring it to the branch or keep it beside the phone.
Customer Care
Phone1-800-331-2512
Fax(972) 569-3721
Mailing Address
United American Insurance Company, 7677 Henneman Way, McKinney, TX 75070
Find an Agent
Group Insurance Inquiries
WebsiteLearn more→
Customer Care
Phone1-800-331-2512
Fax(972) 569-3721
Mailing Address
United American Insurance Company, 7677 Henneman Way, McKinney, TX 75070
Find an Agent
Group Insurance Inquiries
WebsiteLearn more→
Life Claims
Phone1-800-331-2512
Fax(972) 569-3709
Mailing Address
United American Insurance Company, Attn: Life Claims, P.O. Box 8076, McKinney, TX 75070-8076
Cancer claims fax
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your United American accounts and other assets with trusts, beneficiary designations, and estate planning documents.
