Estate planning at United American
How to protect 10 United American accounts — manage beneficiaries online, fund a trust by mail, and file death claims
Customer Care
United American Insurance Company, 7677 Henneman Way, McKinney, TX 75070
Customer Care
United American Insurance Company, 7677 Henneman Way, McKinney, TX 75070
Life Claims
United American Insurance Company, Attn: Life Claims, P.O. Box 8076, McKinney, TX 75070-8076
United American offers 10 insurance products that play a central role in estate planning. Because policy proceeds pass directly to named beneficiaries—bypassing probate entirely—keeping designations current is one of the highest-impact steps policyholders can take.
United American lets account holders update beneficiary designations online, by mail, and by phone, typically taking 15-20 minutes. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
United American has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust by mail, and review 10 account types at United American.
View details →When someone dies
Death claim process
6-step process, 6 required documents, and contact information for survivors.
View details →Frequently asked questions
Yes, but not by download. United American sells exclusively through independent agents and issues service paperwork on request rather than publishing it, so there is no public change-of-ownership or absolute assignment PDF. Call Customer Care at 1-800-331-2512 with the life policy number and ask for the change of ownership / absolute assignment paperwork naming a trust as owner. Complete it with the exact trust name, the trust execution date, the trustee name, and the trust EIN (an ILIT needs its own EIN - do not use the grantor Social Security Number), then fax it to (972) 569-3721 or mail it to the home office at 7677 Henneman Way, McKinney, TX 75070. Transferring an existing policy into an ILIT triggers the three-year lookback under IRC 2035; a policy the ILIT applies for and owns from issue does not.
Sources
- www2.unitedamerican.com
- home.globelifeinsurance.com
- eclaims.unitedamerican.com
- myaccount.unitedamerican.com
Data sourced from United American primary sources (14 pages reviewed). How we research.
Customer Care
United American Insurance Company, 7677 Henneman Way, McKinney, TX 75070
Customer Care
United American Insurance Company, 7677 Henneman Way, McKinney, TX 75070
Life Claims
United American Insurance Company, Attn: Life Claims, P.O. Box 8076, McKinney, TX 75070-8076
Estate planning articles
Learn how to protect your United American accounts and other assets with trusts, beneficiary designations, and estate planning documents.
