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OverviewPreparing your estateWhen someone dies
OverviewPreparing your estateWhen someone dies
Home→Financial Institutions→Ubiquity→Preparing your estate

How to name beneficiaries and fund a trust at Ubiquity

Covers 7 retirement accounts — beneficiaries can be managed online

Ubiquity

Retirement Provider · Nationwide

myubiquity.com→
Ubiquity logo

Customer Success Team

Phone1-855-401-4357
Emailsupport@myubiquity.com
Client Onboarding
1-855-910-4015
Sales
1-855-401-7253
Billing
1-855-401-2455
Simply Retirement by Principal
1-855-700-5569
WebsiteLearn more→

Customer Success Team

Phone1-855-401-4357
Emailsupport@myubiquity.com
Client Onboarding
1-855-910-4015
Sales
1-855-401-7253
Billing
1-855-401-2455
Simply Retirement by Principal
1-855-700-5569
WebsiteLearn more→

Customer Success Team (no dedicated claims department; Single(k) claims route to singlek@myubiquity.com or to the plan's outside custodian)

Phone1-855-401-4357
Emailsupport@myubiquity.com
WebsiteNotify online→
Verified Jul 2026

Beneficiary designations on Ubiquity retirement retirement accounts carry more weight than most people realize. They override a will, control who receives the balance, and determine the tax treatment of inherited distributions. Reviewing these designations after any major life change is essential.

Ubiquity offers 7 retirement accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.

Saver(k) PlanCustom(k) PlanReserve(k) PlanSafe Harbor 401(k) PlanSingle(k) Solo 401(k) PlanSingle(k) Plus Solo 401(k) PlanProfit Sharing Plan
1
Update beneficiaries in the Ubiquity portal
  • Log in at https://secure.myubiquity.com/login
  • In the left navigation, select 401(k), then Beneficiaries
  • Add, edit, or remove beneficiaries; enter a TIN instead of an SSN for non-U.S.-citizen beneficiaries
  • For a trust, select "Estate" as the beneficiary type and enter the trust information
Online Portal→

Required Documents

  • Trust name, date established, and tax ID (EIN or SSN)

Special Requirements

  • Ubiquity does not retain beneficiary forms for Single(k) solo 401(k) plans — if the assets are at an outside custodian, the custodian holds the designation and you must keep your own copy
  • The participant portal has no separate "trust" beneficiary type; Ubiquity instructs participants naming a trust to select "Estate" and enter the trust information
  • Ubiquity frames written spousal consent as a community/marital-property-state issue (California, Texas, Washington, Wisconsin cited) and refers participants to a tax or legal advisor; the plan document sets the actual consent and witnessing standard
  • A trust named as beneficiary must name specific individual beneficiaries, and a copy of the trust document must be filed with the plan administrator
  • Non-U.S.-citizen beneficiaries are entered with a TIN in place of an SSN
  • Percentage allocations for primary and contingent beneficiaries must each total 100%
SimplyTrustSimplyTrust Editorial·Updated July 12, 2026

Sources

  • myubiquity.com
  • help.myubiquity.com
  • secure.myubiquity.com

Data sourced from Ubiquity primary sources (14 pages reviewed). How we research.

Download these Ubiquity instructions

Download instructions for the whole estate→

A printable PDF with the steps, required documents, and contact details — verified against Ubiquity primary sources. Bring it to the branch or keep it beside the phone.

Ubiquity

Retirement Provider · Nationwide

myubiquity.com→
Ubiquity logo

Customer Success Team

Phone1-855-401-4357
Emailsupport@myubiquity.com
Client Onboarding
1-855-910-4015
Sales
1-855-401-7253
Billing
1-855-401-2455
Simply Retirement by Principal
1-855-700-5569
WebsiteLearn more→

Customer Success Team

Phone1-855-401-4357
Emailsupport@myubiquity.com
Client Onboarding
1-855-910-4015
Sales
1-855-401-7253
Billing
1-855-401-2455
Simply Retirement by Principal
1-855-700-5569
WebsiteLearn more→

Customer Success Team (no dedicated claims department; Single(k) claims route to singlek@myubiquity.com or to the plan's outside custodian)

Phone1-855-401-4357
Emailsupport@myubiquity.com
WebsiteNotify online→
Verified Jul 2026

Estate planning articles

Learn how to protect your Ubiquity accounts and other assets with trusts, beneficiary designations, and estate planning documents.

When you're ready, we're here.

A revocable living trust skips probate, stays private, and takes 15 minutes.

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Estate planning articles

Learn how to protect your Ubiquity accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Reimbursable Trustee Expenses: A Clear Overview

Reimbursable Trustee Expenses: A Clear Overview

Which trustee expenses does a trust reimburse?
Estate Settlement
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Refundable Executor Expenses: What Estates Cover

Learn which out-of-pocket costs executors recover from estates.
Estate Settlement
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Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on trusts: any estate plan at all is a good thing. We agree about that. There's one thing we don't agree with him about on trusts, though.
Trusts
SimplyTrustSimplyTrust EditorialJuly 6, 2026
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Jean Chatzky on Estate Planning: It’s a Gift

On estate planning, Jean Chatzky's most important reframe may be the simplest one. She says estate planning isn’t about your passing, it’s about your love for family.
Estate Planning
SimplyTrustSimplyTrust EditorialJuly 6, 2026
Robert Kiyosaki on Trusts: A Structural Necessity

Robert Kiyosaki on Trusts: A Structural Necessity

According to Robert Kiyosaki, trusts are a necessity for everyone, not only the wealthy.
Trusts
SimplyTrustSimplyTrust EditorialJune 30, 2026
Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on estate planning: start with a living trust and have regular conversations with your heirs about how to manage finances when the trust becomes active.
Trusts
SimplyTrustSimplyTrust EditorialJune 30, 2026

Is this your situation?

Get a complete guide for your specific circumstances.

New Baby or Adoption

New Baby or Adoption

Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.

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Marriage

Marriage

What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.

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New Home

New Home

How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.

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Retirement

Retirement

Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.

Learn more