Estate planning at Ubiquity
How to protect 7 Ubiquity accounts — manage beneficiaries online, and file death claims
Customer Success Team
Phone1-855-401-4357
Client Onboarding
Sales
Billing
Simply Retirement by Principal
WebsiteLearn more→
Customer Success Team
Phone1-855-401-4357
Client Onboarding
Sales
Billing
Simply Retirement by Principal
WebsiteLearn more→
Customer Success Team (no dedicated claims department; Single(k) claims route to singlek@myubiquity.com or to the plan's outside custodian)
Phone1-855-401-4357
WebsiteNotify online→
Verified Jul 2026
Retirement retirement accounts at Ubiquity transfer by beneficiary designation, not through probate. With 7 account types, each carrying different tax implications for heirs, getting these designations right is one of the most consequential estate planning decisions.
Beneficiary designations at Ubiquity can be managed online, by mail, and by phone, typically taking 10-15 minutes in the portal; longer for Single(k) plans that route through a custodian. Trust funding is also available, allowing families to name a trust as the beneficiary of retirement accounts.
Ubiquity provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, and review 7 account types at Ubiquity.
View details →When someone dies
Death claim process
5-step process, 6 required documents, and contact information for survivors.
View details →Frequently asked questions
In the participant portal there is no dedicated trust option. Ubiquity's help center instructs participants who want to name a trust to log in at secure.myubiquity.com, go to 401(k) then Beneficiaries in the left navigation, select "Estate" as the beneficiary type, and enter the trust's information there. Separately, Ubiquity states that a trust named as a 401(k) beneficiary must name specific individual beneficiaries and that a copy of the trust document has to be filed with the plan administrator, so send the trust document or a Certification of Trust to support@myubiquity.com. Because the portal reuses the "Estate" label for trusts, confirm in writing that the designation was recorded as your trust and not as your probate estate.
Ubiquity's published guidance frames this as a community and marital property state issue: it says that if you live in a community or marital property state, naming California, Texas, Washington, and Wisconsin as examples, and you want to name someone other than your spouse, you may need written spousal consent, and it directs participants to a tax or legal advisor. Ubiquity does not publish a notarization standard or a standard consent form. For an ERISA plan, the plan document and the Summary Plan Description are what actually control whether consent is required, what form it takes, and whether a notary or plan representative must witness it. Ask the Customer Success Team at (855) 401-4357 for your plan's consent requirement before you rely on a non-spouse designation.
Sources
Data sourced from Ubiquity primary sources (14 pages reviewed). How we research.
Customer Success Team
Phone1-855-401-4357
Client Onboarding
Sales
Billing
Simply Retirement by Principal
WebsiteLearn more→
Customer Success Team
Phone1-855-401-4357
Client Onboarding
Sales
Billing
Simply Retirement by Principal
WebsiteLearn more→
Customer Success Team (no dedicated claims department; Single(k) claims route to singlek@myubiquity.com or to the plan's outside custodian)
Phone1-855-401-4357
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Ubiquity accounts and other assets with trusts, beneficiary designations, and estate planning documents.
