How to designate beneficiaries at Truliant FCU
Beneficiaries are managed in branch or by phone
There are two ways to keep your Truliant FCU accounts out of probate: adding Payable on Death designations and retitling accounts into a trust. Because Truliant FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Both methods ensure your accounts transfer directly to the people you choose, without court involvement.
Truliant FCU has 18 accounts with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.
Beneficiary form at Truliant FCU
Payable on Death Account Agreement (for payable-on-death accounts) and IRA beneficiary form (for IRAs).
- Truliant's instruction is to "simply ask for a 'Payable on Death Account Agreement.'"
- Call center hours: Monday-Thursday 8:00 a.m.-5:30 p.m., Friday 8:00 a.m.-6:00 p.m., Saturday 9:00 a.m.-noon ET
Beneficiary designation is not available for investment accounts at Truliant FCU.
- Truliant's instruction is to "simply ask for a 'Payable on Death Account Agreement.'"
- Call center hours: Monday-Thursday 8:00 a.m.-5:30 p.m., Friday 8:00 a.m.-6:00 p.m., Saturday 9:00 a.m.-noon ET
What Truliant FCU says about beneficiaries and trusts
Each section is Truliant FCU's own statement, with the document it comes from numbered under Sources.
Which accounts take a beneficiary2
- Payable-on-death account
Members can add a payable-on-death beneficiary to their account by calling Truliant or at any Truliant branch.1
Beneficiary forms Truliant FCU issues2
Which accounts a trust can hold1
- Trust account
Truliant offers both revocable and irrevocable trust accounts. It treats them as Specialty Accounts, which require certain documents to open.1
Trust account forms Truliant FCU issues1
- Certificate of Trust Affidavit
Sent by the institution on request.1
Not in Truliant FCU's published guidance6
- What the owner provides to name a beneficiary
- A beneficiary form to download
- A downloadable Certificate of Trust Affidavit
- An opening channel for trust accounts
- ID requirements for trust accounts
- A timeline for opening a trust account
Sources
Data sourced from Truliant FCU primary sources (17 pages reviewed). How we research.
Download these Truliant FCU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Truliant FCU primary sources. Bring it to the branch or keep it beside the phone.
Truliant FCU estate support
Member Services
Phone
Loan payoff
International
Hours
Mailing address
Website
Estate requests go through general customer service.
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