Estate planning at Truliant FCU
How to protect 18 Truliant FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-800-822-0382
Mailing Address
Truliant FCU, P.O. Box 26000, Winston-Salem, NC 27114-6000
WebsiteLearn more→
Phone1-800-822-0382
Mailing Address
Truliant FCU, P.O. Box 26000, Winston-Salem, NC 27114-6000
WebsiteLearn more→
Member Services (Death Claims)
Phone1-800-822-0382
Toll-Free1-800-822-0382
Fax1-336-794-5108
Mailing Address
Truliant Federal Credit Union, ATTN: Legal Department, 3200 Truliant Way, Winston-Salem, NC 27103
WebsiteNotify online→
Verified Jul 2026
Truliant FCU is a credit union offering 18 accounts that interact with estate planning in different ways. As a membership-based credit union, Truliant FCU headquartered at 3200 Truliant Way, Winston-Salem, NC 27103. NCUA branch data for 3/31/2026 lists 37 branch offices plus the Winston-Salem corporate office: 30 in North Carolina, 6 in South Carolina, and 2 in Virginia. Significant presence in the Piedmont Triad and Charlotte areas of NC. Field of membership (https://www.truliantfcu.org/bank/become-a-member) has four pathways: a free American Consumer Council association membership, which is open to residents of ANY U.S. state; living, working, worshipping, or attending school in a county near a branch; an immediate family or household member who is already a Truliant member; or employment at a partner company. A $5 deposit into a Membership Savings account establishes membership. Because the association route is nationwide, an out-of-state trustee or heir can generally still be served, though branch business is concentrated in NC, SC, and VA. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Beneficiary designations at Truliant FCU can be managed in branch, by mail, and by phone, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Truliant FCU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 18 account types at Truliant FCU.
View details →When someone dies
Death claim process
4-step process, 5 required documents, and contact information for survivors.
View details →Truliant FCU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
No. Truliant's Specialty Accounts page states that a revocable trust account uses the SSN/TIN — the grantor's own taxpayer number — while an irrevocable trust must use a TIN of its own. So a standard revocable living trust can be funded at Truliant while the grantor is alive without applying to the IRS for a separate EIN. In either case Truliant requires the Certificate of Trust or the trust document AND its own Certificate of Trust Affidavit, plus photo ID for each trustee. Trust accounts are opened in a branch, not online.
Sources
Data sourced from Truliant FCU primary sources (15 pages reviewed). How we research.
Phone1-800-822-0382
Mailing Address
Truliant FCU, P.O. Box 26000, Winston-Salem, NC 27114-6000
WebsiteLearn more→
Phone1-800-822-0382
Mailing Address
Truliant FCU, P.O. Box 26000, Winston-Salem, NC 27114-6000
WebsiteLearn more→
Member Services (Death Claims)
Phone1-800-822-0382
Toll-Free1-800-822-0382
Fax1-336-794-5108
Mailing Address
Truliant Federal Credit Union, ATTN: Legal Department, 3200 Truliant Way, Winston-Salem, NC 27103
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Truliant FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
